History of Dance Essay

INTRODUCTION: Once upon a time there was dance! In dance there are many forms. There is Ballet, Jazz, Tap, Hip hop, partner dancing, modern, and country and western. Dance originated many, many years ago. People used it to express emotions and stories. As time went on so did new dance techniques. Ballet came into the world around the 15th century Italian Renaissance and it slowly became the backbone for all dancing styles. As Albert Einstein said â€Å"dancers are the athletes of God. † SPEECH: Danced changed throughout the centuries *Centuries* As stated earlier the 15th century was the beginning of Ballet. During the time of both the 15th and 16th centuries ballet was only performed in royal courts where performers would get the audience to participate. Male dancers were the majority of dancers during this time period. To portray women in their performances they wore masks. In the 17th Century King Louis XIV (14th), who also was a dancer, performed in The Sun King ballet de la nuit. Louis XIV also founded Academie Royale de Musique (The Paris Opera. ) Ballet was becoming more theatrical during this time period, and female dancers were becoming the majority of performers. The ballet Les Indes Galantes (the gallant Indies) was the first ballet to feature women. During the 18th century the costumes were very extravagant. These costumes included masks, wigs, corsets, and hoop skirts. All were big and voluptuous. Two rivals, rebels, and amazing dancers at this time were Marie Camargo and Marie Salle. Marie Camargo started dancing in 1726. Because of Camargo’s gracefulness and quickness she ditched the traditional costume by shortening her skirt and wearing slippers to improve her techniques (leaps). Salle who started dancing in 1721, danced in a muslim costume (greek robe like), hair down, and unornamented to express that dance should be natural and expressed. Both dancers opened many new doors in the world of ballet. The 19th century was the time where ballerinas were the most popular performer in Europe. The Romantic Movement evolved during the 19th Century. Which was concerned with the supernatural world of spirits and magic and often portrayed women as passive and fragile. The use of pointe shoes were increased during this time period. Pointe shoes are satin shoes with wooden blocks in the toes to keep dancers on their toes all the time. Each pointe shoe is constructed to the dancer, no two pointe shoes are alike. As dance continued in the centuries it continued to change and flourish. The 20th century was the century where different styles and forms began to break away. Traditional ballet was still there but a more modernized version came into play. In order to move forward from this point you need an understanding of the types and styles there are in ballet *Types and Styles of Ballet*. There are two styles in ballet and they are story and plotless. Story Ballets, obviously, tell a story. Between the music and the dance a story is portrayed. Popular stories told were love stories. Another type of ballet is plotless. In a plotless ballet, no story is portrayed. Instead an image is created and aims to cause emotion. The three styles of ballet include classical, neo- classical, and contemporary. Classical reached its height in the 19th century, when you think of ballet this is the first thing people normally think about. Many graceful and and flowing movements are depicted in this style. Neo-Classical Ballet was introduced in the 20th century. Speed and energy in these dances were increased. In this style classical form was manipulated a lot and the rules for classical were broken. Contemporary Ballet was influenced by the movement of modern dance. Many new moves and techniques were established. Floor work and the turning in of the legs was a major change. There was a greater movement and body line in this style. With the changing of ballet through the centuries and the difference in types and styles, five positions and moves were always constant *ABC’s Of Ballet*. As a dancer, when I think of ballet I immediately think of the five positions. 1st, 2nd, 3rd, 4th, and 5th. I know, I know not hard to remember. These positions have been around since the start of ballet in the 15th century. This is the grammar of ballet and the classical building blocks. No matter what century, type, or style of ballet these positions are there. Ballet is a whole new world when you think about it. Theres so much information that many people do not know. There is information I don’t even know. Here are some random and fun facts I discovered. Mindless trivia or surprisingly interesting? *Mindless trivia or surprisingly interesting? * A professional male dancer lifts over 1 ? tons worth of ballerinas during performances Most ballerinas go through two to three pairs of pointe shoes a week Tutus cost up to $2,000 to make and take 60 to 90 hours of labor with 100 yards of ruffle First ballet dancers didn’t dance in tutus or satin shoes-more focused on footwork and positioning 3 hour performance is equivalent to 2 90 minute soccer games or running 18 miles (and they say dance isn’t a sport). Pointe shoes add a minimum of 7 inches to a dancer A Prima ballerina can complete 32 fouette turns while staying in the same place. After pointe shoe is HOT to the touch Those are only a pinch of information there is from the world a ballet. CONCLUSION: In conclusion ballet is definitely the backbone to dance. Without its evolution from the 15th Century Italian Renaissance dance would not be where it is now. When you think of ballet don’t think of it as a little thing, ballet is full of history, it even teaches you many things such as gracefulness, poise, stamina, discipline, and lots of technique. Dancers all around the world are connected to one thing and that is ballet. â€Å"I dance because there is no greater feeling in the world than moving to a piece of music and letting the rest of the world disappear† Unknown You lose yourself and find yourself THANK YOU.

King Lear Essays - King Lear, British Films, Films, Free Essays

King Lear Essays - King Lear, British Films, Films, Free Essays King Lear The play of King Lear is about a person in search of their own personal identity. In the historical period in which this play is set, the social structure was set in order of things closest to Heaven. Therefore, on Earth, the king was at the top, followed by his noblemen and going all the way down to the basest of objects such as rocks and dirt. This structure was set up by the people, and by going by the premise that anything that is man made is imperfect, this system cannot exist for long without conflict. Through tattered clothes small vices do appear; Robes and furred gowns hide all. Plate sin with gold, And the strong lance of justice hurtles breaks; (IV, vi). The chaos that occurs in King Lear is due the reshaping of bonds within the society. Thus naturally, bonds must be broken, kept and most importantly, formed. This rearrangement of bonds is necessary to Lear understanding his personal identity. Bonds that are broken include those relations between King Lear and his two eldest daughters (Regan and Goneril), between Glouster and Edmund and also between Edmund and Edgar. Lear and Cordelia; Lear and Kent; Glouster and Edgar include those bonds that are existent at both the beginning and conclusion of the play. By the ending of the play, Lear is able to come to terms with himself and with nature. For the rearrangement of the bonds, it is necessary that those based on money, power, land, and deception be to abandoned. In the case of Lear and Goneril and Regan, his two daughters have deceived their father for their personal gain. Furthermore, they had not intended to keep the bond with their father once they had what they wanted. Goneril states We must do something, and i' th' heat. (I, i, 355), meaning that they wish to take more power upon themselves while they can. By his two of his daughters betraying him, Lear was able to gain insight that he is not as respected as he perceives himself to be. The relationship broken between Edmund his half- bother, Edgar and father, Glouster is similarly deteriorated in the interest of material items. By the end of the play, Edgar has recognized who is brother really is and when he has confronted him says the more th' hast wronged me... The dark and vicious place where thee he got/ Cost him his eyes. (V, iii, 203- 207). Since these bonds w ere all based on material items, they were not genuine therefore could not hold in the rearrangement of bonds. Throughout the play some bonds remain true. Lear at first disowns Cordelia because he does not get the flattery from her that he wishes to hear. However, through much torment after he is reduced to nothing, Lear realizes that he cannot always get what he wants just because he is king. Upon such sacrifices, my Cordelia, The gods themselves throw incense. Have I caught thee? He that parts us shall bring a brand from heaven And fire us hence like foxes. Wipe thine eyes. (V, iii, 22- 26) Tough the two were not in communication through the majority of the play, they still had love for each other and by the end of the play, their bond is reformed. The breaking and reforming of Lear and Cordelia's bond is similar to that of Lear and Kent's bond. Throughout the play their bond remains true, only Lear is not aware of it. Even after Lear has passed away, Kent states, I have a journey, sir, shortly to go/ My master calls me; I must not say no. (V, iii, 390- 391), thus proving that even in Lear's death he remains loyal. The bonds that are present at both the beginning and ending of the play have the consistent elements of loyalty and love. Through the reforming of relationships Lear gains insight which allows him to come to terms with himself and nature. Throughout the play Lear experiences much torment and punishment from nature, for unnaturally giving up his power: Blow, winds, and crack your cheeks! Rage, blow! You cataracts and hurricanoes, spout Till you have drenched our steeples, (drowned) the cocks. Your sulph' rous and thought- executing fires, Vaunt- couriers of oak- cleaving thunderbolts, Singe my white

Diferencias entre asilo político y refugiado

Diferencias entre asilo polà ­tico y refugiado Los casos de refugiados y de asilados polà ­ticos tienen las mismas causas,sin embargo, la tramitacià ³n del reconocimiento de ambos estatus es muy diferente, por lo que es importante distinguirlas. En la actualidad, ms latinoamericanos obtienen la aprobacià ³n de estatus de asilado que de refugiado. El Salvador es el à ºnico paà ­s de la regià ³n cuyos nacionales sacan ambos estatus –asilado y refugiado– en nà ºmeros relevantes. Quià ©nes pueden solicitar ser refugiado o pedir asilo polà ­tico en EE.UU. Parte de la confusià ³n entre estos dos estatus nace del hecho de que tanto con el asilo como con la figura del refugiado se protege a la misma clase de personas. Es decir, a los personas que no pueden o no quieren regresar a su paà ­s de origen porque han sido perseguidas o tienen razones fundadas de llegar a serlo por cualquiera de las razones siguientes: RazaReligià ³nNacionalidadMembresà ­a de un grupo social (como por ejemplo gays, lesbianas o transexuales)Opinià ³n polà ­ticaPor haber sido obligados a ser esterilizados o a abortar. O sufrir persecucià ³n por haberse negado. Diferencias en pedir asilo y condicià ³n de refugiado Una de las principales es el lugar en el que se encuentra la persona que sufre persecucià ³n. Para solicitar el estatus de refugiado es obligatorio encontrarse fuera de Estados Unidos. Adems, el solicitante estar fuera de su paà ­s. A este à ºltimo requisito hay excepciones muy limitadas y establecidas expresamente por el Presidente de Estados Unidos. En la actualidad sà ³lo pueden solicitar el estatus de refugiado desde dentro de su propio paà ­s los cubanos, los ciudadanos de paà ­ses que formaron parte de la Unià ³n Sovià ©tica e Irak. Son circunstancias muy excepcionales y en inglà ©s son denominadas in-country processing. Los candidatos al estatus de refugiado son procesados en una primera fase por uno de los 9 Centros de Apoyo a la Reubicacià ³n (RSC, por sus siglas en inglà ©s), que tiene Estados Unidos en diferentes puntos del planeta. La mayorà ­a de ellos han llegado a un RSC porque han sido remitidos por el Alto Comisionado de Naciones Unidas para los Refugiados, una Embajada de los Estados Unidos o una organizacià ³n no gubernamental. Otros llegan porque forman parte de un grupo calificado de especial preocupacià ³n humanitaria y, finalmente, los casos de reunificacià ³n familiar. Cuando toda la informacià ³n es recabada sobre el candidato, la misma se envà ­a al USCIS a Estados Unidos, que es quien debe aprobar la solicitud. El à ºltimo paso corre a cargo de una agencia de reubicacià ³n en EE.UU. que ser la encargada de apoyar al refugiado cuando se le autorice a viajar. Por el contrario, el asilo se solicita o bien en un puerto de entrada nada ms llegar (aeropuerto, puerto marà ­timo o frontera terrestre) ante un oficial de inmigracià ³n,(CBP, por sus siglas en inglà ©s), o bien ya una vez dentro de Estados Unidos. En este à ºltimo caso la peticià ³n debe presentarse dentro del aà ±o siguiente a haber llegado al paà ­s. A esta regla de los 365 dà ­as se admiten excepciones muy raramente cuando las circunstancias en el paà ­s de origen cambian dramticamente. Cabe destacar que algunos migrantes presentes en EE.UU. con TPS podrà ­an calificar para solicitar asilo porque en el caso de esta proteccià ³n especial el calendario de 1 aà ±o se considera congelado en la fecha en la que se le aprobà ³ el TPS por primera vez.  ¿Cuntos refugiados y asilados admite EE.UU.? En el aà ±o fiscal 2018, EE.UU. admitià ³ un total de 22.491 refugiados. Los 10 paà ­ses con mayor nà ºmero de refugiados fueron: Congo (8.883)Myanmar (3.555)Ucrania (2,635)Butn (2,228)Eritrea (1,269)Afganistn (805)El Salvador (739)Paquistn (441)Rusia (437)Etiopà ­a (376) Para el aà ±o fiscal 2019 el presidente Donald Trump ha fijado en 30.000 el nà ºmero mximo de refugiados que pueden ingresar al paà ­s. Los à ºltimos datos disponibles sobre asilo son el aà ±o fiscal 2016, segà ºn los cuales se aprobaron 20.458 estatus de asilo polà ­tico de los que 11.729 fueron asilos afirmativos, es decir, solicitudes aprobadas por USCIS. En 8.726 casos fueron asilos defensivos, es decir, aprobados por las cortes de inmigracià ³n o el Tribunal de Apelaciones migratorias (BIA, por sus siglas en inglà ©s). Los paà ­ses con mayor nà ºmero de casos aprobados fueron: China: 4.500El Salvador: 2.148Guatemala: 1.943Honduras: 1.513Mà ©xico: 920 En la actualidad hay ms de 733.000 solicitudes de asilo pendientes, estimndose en 721 dà ­as la media de espera para la vista (hearing, en inglà ©s). Informacià ³n para los trmites de asilo En los casos de asilo se estima que los solicitantes pierden en el 90 por ciento de las veces en las que no estn representados por un abogado. Por lo tanto, es extremadamente importante contar con uno con experiencia y buena reputacià ³n. La AILA es la organizacià ³n de EE.UU. sobre abogados migratorios y en su base de datos se pueden encontrar letrados por lugar y por tipo de especialidad migratoria. Adems, numerosas organizaciones de apoyo a migrantes brindan ayuda o referencia a buenos abogados. Se recomienda tomar este test de respuestas mà ºltiples sobre asilo para familiarizarse sobre los puntos principales de este estatus. Puntos Clave: diferencias entre asilo polà ­tico y condicià ³n de refugiado Causas de asilo y condicià ³n de refugiado: haber sido perseguido o tener razones fundadas de que si el solicitante regresa a su paà ­s ser perseguido por su raza, opinià ³n polà ­tica, religià ³n, pertenencia a un grupo social o nacionalidad o por razones de esterilizacià ³n o aborto forzado. ¿Dà ³nde se pide la condicià ³n de refugiado?: fuera de EE.UU. El trmite lo inicia un RSC, en la mayorà ­a de los casos el solicitante ha sido remitido por el Alto Comisionado de Naciones Unidas para los Refugiados. ¿Dà ³nde se solicita asilo polà ­tico?: en la frontera de EE.UU. o en el interior del paà ­s, dentro del plazo de un aà ±o a contar desde el dà ­a del ingreso, salvo circunstancias especiales.Nà ºmero de refugiados admitido por EE.UU. en 2018: 22.491. Para el 2019 el presidente Trump ha establecido una cifra mxima de 30.000Nà ºmero de asilos aprobados: 20.455 (segà ºn à ºltimos datos publicados oficialmente, que son del aà ±o fiscal 2016) Este artà ­culo es informativo. No es asesorà ­a legal.

Aspects of Contract and Negligence for Business Essay - 10

Aspects of Contract and Negligence for Business - Essay Example When A promises to sell a mobile phone to B for $100 and B promises to buy it from A, the plain giving of a return- promise is already an acceptance. A Bilateral contract differs from the unilateral contract wherein the former is formed upon completed performance Related to bilateral contract is Quasi contract that is not actually a contract, but is applied by courts to unfinished business of bilateral contracts. It is an unbiased system used by the court to: â€Å"avoid unfairness by allowing the plaintiff A to sue to recover the value of the benefit he gave to the other party B.. To compensate for such unfairness, the law implies a promise by B to pay the reasonable value of the benefit which has been conferred on him by the A.†(Stevens, John, 2014) In order to take advantage of the quasi-contract system, plaintiff must show evidence that A actually rendered or expended property that benefitted the B and to allow B to retain the benefits without paying A is unfair. Unilateral contract is not commonly used. In this kind of contract, only one person is obligated to do something. A reward contract is a case in point wherein a person offers a reward to pay a sum of money in exchange for information for the return of something. In this case, the person who received the reward is not obligated to do something. Applying the quasi-contract theory on unilateral contracts, let us look at this situation wherein a doctor rendered medical help to an injured person in an emergency case. Under the quasi-contract theory, the court will imply a promise that the injured person will pay for the value of the medical treatment received.. Implied contracts. There are situations that the terms in the contract are implied and are done as a sign of goodwill. For instance, warranty on the workability, adaptability of the product are illustrations of implied

Are American cultural myths just that--Myths Research Paper

Are American cultural myths just that--Myths - Research Paper Example This myth can be traced back to the origin of America. However, in today’s scenario, how much this myth still holds true today will be considered in this paper. America originated to provide opportunities to its entrants; however, it has not fulfilled its promise to its full extent. This fact cannot be denied that America accommodated all who entered its territories but the resident will see progress and success is not wholly true. Franklin Benjamin, in his article, â€Å"America as the Land of Opportunity† (1751), explains that America was a new land, which had space for many entrants and offered people with their bright futures. The land was very accommodative and the level of people’s profession increased with their struggle in the profession as Franklin Benjamin (1751) informs that America was a place, â€Å"where no Man continues long a Laborer for others, but gets a Plantation of his own, no Man continues long a Journeyman to a Trade but goes among those n ew Settlers, and set up for himself† and so on. Every person who entered the new land had an opportunity to see himself and his family prosperous and successful. American dream is an interrelated term with the myth of America as a land of opportunity. ... There was chance for one’s family to receive better educational, health and other facilities. The American dream allowed the new settlers to enjoy their lives the way they liked. They were given all the opportunities to lead a happy life with all the facilities that they required. There were no restrictions for the new settlers in terms of exercising their religious practices, promoting their cultures and making use of their own languages due to which, America is a multicultural country today where we can find people from diverse cultures all over the world (Cullen 126). This provides the original definition of America as a land of opportunity. Eighteenth century saw the early settlers in America while with the passage of time, people from different nations came for settling purposes to America (Brueggmann 51). These people also showed interest towards transforming their luck. They had high rated ideas about their future success and development. America as a new land offered i ts dwellers with all the chances that it could provide. However, when people assembled in America to a large extent, they faced the same deprivations as others faced in their own countries. Pete Davis (2009) explains about America’s being a land of opportunity as an image that is incorrectly built as he informs that other nations provide better facilities to their residents in terms of mobility as compared to America. People are not able to transform their status altogether because of economic problems that shift from one generation to other. According to Pete Davis (2009), â€Å"if you're born poor in America, you're likely to remain poor† because

Ethno Nationalist Terrorism Essay Example | Topics and Well Written Essays - 2500 words

Ethno Nationalist Terrorism - Essay Example ionalist movement, which Arab states tried to obstruct; the growing conflict between Israel and the Arab countries over water development plans and other issues; and the increasing importance of the Palestine issue in inter-Arab political affairs.2 The PLO immediately became the ground for numerous nationalist campaigns, which were more and more oriented toward attaining autonomy of political activity from the Arab states, besides the major aspiration to liberate Palestine and guarantee the return of hundreds of thousands of Palestinian refugees.3 After the war of 1967, and the accompanying damage to the reputation of Arab states, supervision of the PLO was taken over by autonomous Palestinian political organizations with a more revolutionary agenda than that of the original organizers. These groups have governed the PLO from then on. Fatah, which means ‘conquest’ or ‘liberation’, is the biggest group within the PLO, and the Syrian division headed by Yasir Arafat.4 It became increasingly radical as Israel continuously achieved military success, and more uncompromising about returning territories seized from the Arabs. Even more radical factions formed within the PLO, such as the Palestinian Front for the Liberation of Palestine and the Black September. These factions argued that the best way to force Israel to hand back the occupied territories was through terrorist activities.5 The Islamic Resistance Movement, or, Hamas, was the offspring of the intifada, which signified the onset of the real political resurgence of the Islamic forces in the Gaza Strip and West Bank. Hamas was established in 1987 as a wing of the Muslim Brotherhood, a political and religious group formed in 1928 in Egypt.6 The primary objective of Hamas is to build an Islamic state in the Gaza Strip and the West Bank. This objective merges Palestinian national aspiration and Islamist principles. Their ideology is precise on this issue: â€Å"Hamas regards nationalism as part and parcel of

Study On Awareness Of Internet Banking

Study On Awareness Of Internet Banking Internet banking allows customers of a financial institution to conduct financial transactions on a secure website operated by the institution, which can be a retail or virtual bank, credit union or building society .It may include of any transactions related to online usage. To access a financial institutions online banking facility, a customer having personal Internet access must register with the institution for the service, and set up some password for customer verification. The password for online banking is normally not the same as for telephone banking. Financial institutions now routinely allocate customer numbers whether or not customers intend to access their online banking facility. Customer numbers are normally not the same as account numbers, because a number of accounts can be linked to the one customer number. The customer will link to the customer number any of those accounts which the customer controls, which may be cheque , savings, loan, credit card and other accou nts. To access online banking, the customer would go to the financial institutions website, and enter the online banking facility using the customer number and password. Some financial institutions have set up additional security steps for access, but there is no consistency to the approach adopted. Internet banking (or E-banking) means any user with a personal computer and a browser can get connected to his bank -s website to perform any of the virtual banking functions. In internet banking system the bank has a centralized database that is web-enabled. All the services that the bank has permitted on the internet are displayed in menu. Any service can be selected and further interaction is dictated by the nature of service. The traditional branch model of bank is now giving place to an alternative delivery channels with ATM network. Once the branch offices of bank are interconnected through terrestrial or satellite links, there would be no physical identity for any branch. It would a borderless entity permitting anytime, anywhere and anyhow banking. The network which connects the various locations and gives connectivity to the central office within the organization is called intranet. These networks are limited to organizations for which they are set up. SWIFT is a live example of intranet application. FUNCTIONS OF INTERNET BANKING 1. Pay a bill. 2. Schedule payments in advance. 3. Transfer funds. 4. Manage all your accounts in one place. 5. View images of your checks online. 6. Apply for a loan or credit card. 7. Purchase and manage CD accounts. 8. Order travelers checks. 9 Order a cheque book. 10 View up-to-the-minute account statements and balance. 11 Track your payment history. 12 Change contact details. Internet banking allows customers to perform a wide range of banking transactions electronically via the banks Web site. When first introduced, Internet banking was used mainly as an information presentation medium in which banks marketed their products and services on their Web sites.With the development of asynchronous technologies and secured electronic transaction technologies, however, more banks have come forward to use Internet banking both as a transactional as well as an informational medium. Internet banking can perform following banking transactions: Writing checks Paying bills Transferring funds Printing statements Inquiring about account balance The popular services covered under E-banking are :- 1. Automated Teller Machines 2. Credit Cards 3. Debit Cards 4. Smart Cards 5. Electronic Funds Transfer 6. Cheque Payment System 7. Mobile Banking Internet banking in india The Reserve Bank of India constituted a working group on E- Banking. The group divided the internet banking products in India into following 3 levels of access : Information Only System: General Information like interest rates, branch location, bank products and their features, loan and deposit calculations are provided in the banks website. There exist facilities for downloading various types of application forms. The communication is normally done through e-mail. There is no interaction between the customer and banks application system. No identification of the customer is done. In this system, there is no possibility of any unauthorized person getting into production systems of the bank through internet. Electronic Information Transfer System: The system provides customer- specific information in the form of account balances, transaction details, and statement of accounts. The information is still largely of the read only format. Identification and authentication of the customer is through password. The information is fetched from the banks application system either in batch mode or off-line. The application systems cannot directly access through the internet. Fully Electronic Transactional System: This system allows bi-directional capabilities. Transactions can be submitted by the customer for online update. This system requires high degree of security and control. In this environment, web server and application systems are linked over secure infrastructure. It comprises technology covering computerization, networking and security, inter-bank payment gateway and legal infrastructure. Benefits of E-Banking The operating cost per unit services is lower for the banks. It offers convenience to customers as they are not required to go to the banks premises. There is very low incidence of errors. The customer can obtain funds at any time from ATM machines. The credit cards and debit cards enables the Customers to obtain discounts from retail outlets. The customer can easily transfer the funds from one place to another place electronically The following services can be availed through E-Banking: Bill payment service You can facilitate payment of electricity and telephone bills, mobile phone, credit card and insurance premium bills as each bank has tie-ups with various utility companies, service providers and insurance companies, across the country. To pay your bills, all you need to do is complete a simple one-time registration for each biller. The bank does not charge customers for online bill payment. Fund transfer You can transfer any amount from one account to another of the same or any another bank. Customers can send money anywhere in India. Once you login to your account, you need to mention the payeess account number, his bank and the branch. The transfer will take place in a day or so, whereas in a traditional method, it takes about three working days. Credit card customers With Internet banking, customers can not only pay their credit card bills online but also get a loan on their cards. If you lose your credit card, you can report lost card online. Railway pass This is something that would interest all the aam janta. Indian Railways has tied up with ICICI bank and you can now make your railway pass for local trains online. The pass will be delivered to you at your doorstep. But the facility is limited to Mumbai, Thane, Nashik, Surat and Pune. Investing through Internet banking You can now open an FD online through funds transfer.Now investors with interlinked demat account and bank account can easily trade in the stock market and the amount will be automatically debited from their respective bank accounts and the shares will be credited in their demat account. Moreover, some banks even give you the facility to purchase mutual funds directly from the online banking system. Recharging your prepaid phone Now just top-up your prepaid mobile cards by logging in to Internet banking. By just selecting your operators name, entering your mobile number and the amount for recharge, your phone is again back in action within few minutes. Shopping With a range of all kind of products, you can shop online and the payment is also made conveniently through your account. You can also buy railway and air tickets through Internet banking. Security Precautions The security precautions used in internet banking are: Buy good antivirus, It is very important to protect against viruses. Such antivirus is Quick heal, Kasper sky, Net Protector etc. Scan Your Computer Daily with antivirus to ensure your system is safe. Enable Firewall for better protection. Avoid access net banking from cyber cafe or any other PCs having virus. With in periodical intervals, change your net banking password. There is Last log-in Date in your net banking account. Check it daily. Use Latest version of Browser like Mozilla Firefox 3.1 and above,IE 7.0 and above,Opera 9.5 and above,Safari 3.5 and above, Google chrome,etc. Use Newer Operating System. Do Not Disclose your Password to anyone. Before log-in into your account check the website URL having https:// . it means it is secured site. Do not click on any link showing Update Your Password . Ensure that the logged in session is properly signed out. CHAPTER 2 Review of Literature Introduction and development of e-banking especially began in 1990s (Pikkarainen et al.2004, p.224) A research made in U.S in year 1999 stated that there have been huge increases in the use of e-banking in America. Examining the development of online banking in the world, one can say that the European countries are still the leader of the use of newest banking technologies and online banking (Pyun et al, 2002,p.73). According to a study, less than 15 percent of banks with transactional websites will realize profits directly attributable to those sites (Courchanne et al,2002, p.354). According to Zeithaml et al. (2008), consumer perception plays a vital role particularly in pre-purchase decision making of services with high credence attributes as their pre-purchase evaluation is difficult. Althoughinternet banking provides recognized benefits for customers over the traditional banking system, however, thecustomers adoption of internet banking depends upon the pre-purchase perception of its proposed benefits insteadof the potential benefits it can actually provide, due to its high credence nature (Eriksson et al, 2005). Underlying customer perceptions, satisfaction and other behavioral constructs have, therefore, become research-worthy subjects for the researchers and practitioners in this field of study, however, customer perception has been given an escalating importance in the empirical studies due to its significant role in service evaluation (International Business Economics Research Journal April 2011) The vast majority of the banks that avoided Internet banking in the beginning did so because they simply did not see the benefits of using it. Polatoglu Kin (2001) state that the average internet banking transaction costs the institution only one twentieth of teller transaction. On the importance of trainability, Rogers (1983) and Agarwal and Prasad (1998) stated that potential adopters of new technology, who are allowed to experiment with it, would feel comfortable with it and thus be more likely to adopt it. According to Tan and Teo (2000) if customers are given the chance to try the innovation, it will minimize certain fears, especially when customers found that mistakes could be rectified and thus providing a predictable situation. A more rapid diffusion occurs when consumers can have low-cost or low-risk trial of the service. Internet banking services are free.(www.arraydev.com) An American study conducted last year by Booz-Allen projects that by the year 2000, 16 million US households will be using Internet banking. While these numbers do not appear to be significant as compared to the total population, each Internet user is projected to be 50-250% more profitable than the average banking customer. It is expected that these Internet customers will be some of the banking systems most profitable customers representing close to 30% of all retail banking profits. The study projects that by 1999, 1,500 banks will have Internet Web sites and at least 500 of these banks will be offering full-fledged Internet banking services.In 2001 Micro banker send detailed questionnaire to the leading vendors of internet banking software27 companies responded with information on thirty programs the aggregate outcome of the outcome was that almost all the companies have developed functions for internet banking and have inbuilt feature to aid with one to one marketing on the web. The vast majority of the banks that avoided Internet banking in the beginning did so because they simply did not see the benefits of using it. Polatoglu Kin (2001) state that the average internet banking transaction costs the institution only one twentieth of teller transaction.( www.pewinternet.org/Reports/2006/OnlineBanking-2006.aspx) On the importance of trainability, Rogers (1983) and Agarwal and Prasad (1998) stated that potential adopters of new technology, who are allowed to experiment with it, would feel comfortable with it and thus be more likely to adopt it. According to Tan and Teo (2000) if customers are given the chance to try the innovation, it will minimize certain fears, especially when customers found that mistakes could be rectified and thus providing a predictable situation. A more rapid diffusion occurs when consumers can have low-cost or low-risk trial of the service. Internet banking services are free. The cost and risk to trial are relatively low especially when Internet access is available from work.The concept of electronic banking has been defined in many ways (e.g. Daniel, 1999). According to Karjaluoto (2002) electronic banking is a construct that consists of several distribution channels. Daniel (1999) defines electronic banking as the delivery of banks information and services by banks to customers via different delivery platforms that can be used with different terminal devices such as a personal computer and a mobile phone with browser or desktop software, telephone or digital television. Electronic banking also commonly known as internet banking or e-banking. Internet Banking, defined as the delivery of banking services through the open-access computer network (the internet) directly to customers home or private address. (Lau, 1997) has experienced phenomenal growth in recent years. In 2006, Pew Internet and American Life Project reported that nearly half of internet users in the United States 63 million adults bank online (Fox and Beier, 2006). In many ways, e-banking is not unlike traditional payment, inquiry, and information processing system, differing only in that it utilizes a different delivery channel. Any decision to adopt e-banking is normally influenced by a number of factors. Liao et al. (2008) stress that the success in Internet banking will be a chieved with tailored financial products and services that fulfill customer wants, preferences and quality expectations. Mattila (2001) concedes that customer satisfaction is a key to success in Internet banking and banks will use different media to customize products and services to fit customers specific needs in the future(.(Journal of internet banking and commerce) Since personal and financial information can be intercepted and used for fraudulent purposes, online investing involves greater security concerns than conventional trading; users need a sense of security when conducting financial transactions, and it is still one of the major barriers to e-commerce growth (Lee and Turban, 2002). Perceived security was defined as a threat that creates a circumstance, condition, or event with the potential to cause economic hardship to data or network resources in the form of destruction, disclosures, and modification of data, denial of service, and/or fraud, waste and abuse (Kalakota and Whinston, 1997). Security, which involves the use of technical advancements like cryptography, digital signature and certificates aimed at protecting users from risk of fraud, hacking or phishing, has a positive influence on the intention to purchase online (Lian and Lin, 2008). A majority of studies highlight the fact that security is the biggest single concern for customers when faced with the decision to use internet banking. Security has always been an issue, but its scope has changed from mere doubts about the privacy of personal information to worries of financial loss (Sayar and Wolfe, 2007). White and Nteli (2004) find that security is the most important attribute for UK internet banking customers. It is followed by responsiveness of service delivery (speed and timeliness), ease of use, credibility of the bank, and product variety. Akinci et al. (2004) find that the selection of an internet banking service provider is effected by security, reliability and privacy. Security, which involves protecting users from the risk of fraud and financial loss, has been another important issue in safe use of the internet when conducting financial transactions in Saudi Arabia (Sohail and Shaikh, 2007). The banking sector was reluctant to use e-commerce applications as they felt that transactions conducted electronically were open to hackers and viruses, which are beyond their control. As well as convinced that online services are a mixture of customer insecurities, technology investment costs and a lack of market-readiness have all conspired to make e-banking unattractive (Abdulwahed and Yaqoub, 2006). Perceived risk was one of the major factors affecting consumer adoption, as well as customer satisfaction, of online banking services (Polatoglu and Ekin, 2001). Perceived risk usually arises from uncertainty. Howcroft et. al., (2002) the principal characteristics that inhibit online banking adoption are security and privacy. An interview held on web security and showed four screen shots of a browser connecting to a website and asked participants to state if the connection was secure or not secure and to affirm the motivating factor for their appraisal. It was discovered that about 7 2 participants cannot tell if a connection is secure (Friedman et. al., 2002). CHAPTER 3 OBJECTIVE OF STUDY The proposed research study is to be centered around fulfilling the following objectives. To study the level of awareness of internet banking among the customers of Indirapuram Area To find out the ways to improve Awareness To find the customer satisfaction relating to e-banking services Chapter-4 Scope of the study The study attempts to identify the level of awareness among the people of Indirapuram Area , regarding Online banking services provided by Banks. The study also indentifies the attitudes and preferences of consumers. The survey for this purpose was confined to the Indirapuram Area, Ghaziabad Chapter-5 Research Methodology Hypothesis:- H0: null hypothesis: Let us consider that residents of Indirapuram Area are fully aware of internet banking services provided by banks. H1: alternate hypothesis: Let us consider that residents of Indirapuram Area are not fully aware of internet banking services provided by banks. Research Design:- Exploratory Research We first used Exploratory Research. Exploratory research is a type of research conducted for a problem that has not been clearly defined. Exploratory research helps determine the best research design, data collection method and selection of subjects. It should draw definitive conclusions only with extreme caution. Given its fundamental nature, exploratory research often concludes that a perceived problem does not actually exist. The working of the research was started with the questionnaire. In this we have used screening criterion to identify target group of our research. Screening of certain questions has been done. The study went through the perception of the target group about the manual banking also. Opinion about manual banking by the target group helped to measure impact of manual banking transactions. Then, our study was divided into two streams: the customer, who uses Internet banking and who doesnt use it. These parameters helped to correlate the information between both kinds of customers. This also helped to evaluate the current satisfaction level of the customers who were using Internet banking. Then we used Descriptive Research. Descriptive research is used to obtain information concerning the current status of the phenomena to describe what exists with respect to variables or conditions in a situation. The methods involved range from the survey which describes the status quo, the correlation study which investigates the relationship between variables, to developmental studies which seek to determine changes over time. To accurately portrait the characteristics of person of situation or group we used Descriptive Research Design Sample Size and Design:- Target Population- Universe or the whole mass under study will be residents of Indirapuram area. Sample Frame- will be educational qualifications, working and non-working males and females, professionals , students and business class. Sampling Unit- Individuals. Sampling method -Non Probability method under which convenient Sampling method. Sample size will be around 200. Method of Data Collection- Primary data Tools of Data Collection- Questionnaire Period: The primary data is proposed to be collected through various means of communications, i.e. In person, by telephone, e-mail , between 10.01.2013 to 25.01.2013 the period and mode of collecting data shall be reviewed suitably at the appropriate times so as to make it meaningful and closest possible to the objectives set for the research study. Chapter-6 DATA ANALYSIS Questionnaire Name: Occupation : Gender : Contact no: 1) You have a bank account? CATEGORY Answer Yes No 2) You aware of the internet banking facility? If answer to q-2 is No ,move to q 9) CATEGORY Answer Yes No 3) Level Of Awarenes of online banking services provided by Banks? CATEGORY Answer Very Good Good Fair Poor Very Poor 4) Source of awareness : CATEGORY Answer Print Media Electronic Media FamilyFriends Any Other 5) Your awareness of latest banking trends: CATEGORY GOOD FAIR POOR RTGS M-WALLET E-BANKING M-BANKING 6) Since how many years you are availing internet banking facility? CATEGORY Answer Less than 1 year 1 to 3 years 3 to 5 years More than 5 years 7) Type of service mostly you avail? CATEGORY Answer Online shopping Online bill payments Transfer funds online Bank statements Any Other 8) Please rank the following factors based on your experience CATEGORY Rating Convenience Saves times 24 hour access to account Wish to access account without visiting branch Safe and secure Low service charge Easy to maintain transactions 9) Rate your experience in getting internet banking facility from the branch? CATEGORY Rating Excellent Very Good Good Satisfactory Unsatisfactory 10)Reasons you are unaware of Internet Banking ? CATEGORY Answer You are not tech savy Lack of Interest Prefer to have personal human relation Lack of Sources Any Other This survey is being conducted as a part compliance of my degree in MBA (Insurance Banking) from Amity University and is a pre-requisit for award of Degree. The project is for academic purposes and confidentiality will be maintained. FINDINGS In Indirapuram area majority of respondents i.e 88% are aware of internet banking services provided by banks while 12% respondents are not aware of internet banking services Electronic Media is the source of awareness for majority of respondents of Indirapuram Area. The services which are mostly used by customers are printing bank statements and transferring funds online Majority of people are not aware of Internet banking because of Lack of sources or they are not tech savy CHAPTER 7 RECOMMENDATIONS Banks should attract consumer attention to internet banking services through better marketing Bank should make efforts to increase customers awareness about internet banking facilities by conducting training programmes. Banks should conduct various training programmes for employees so that they will get aware with the terms of internet banking and could create awareness amongst the customers. Banks should increase the awareness about various features, advantages and benefits of internet banking, especially its convenience. Bank should make the customers aware about internet banking at the time of building relationship. Banks should extend the technology which is used in internet banking in order to remove the difficulties. CHAPTER 8