Effect of Internal Controls on Financial Performance

CHAPTER ONE 1.0 INTRODUCTION 1.1 Background of the study Over the past decade, Africa and other developing regions have been in the midst of tremendous changes. Market liberalization and governmental decentralization policies have interfaced with globalization and urbanization trends to dramatically transform social, political, economic and cultural lives. In this context of rapid change, SME operations can no longer remain behind serving only to meet sustenance income for their owners. SMEs engagements have to become a dynamic and integral part of the market economy. The identification of factors that determine new venture performance such as survival, growth or profitability has been one of the†¦show more content†¦The dynamic role of small and medium enterprises (SMEs) in developing countries as engines through which the growth objectives of developing countries can be achieved has long been recognized. The growth of small scale businesses in Ghana so rapid, that it is now seen as a daily affair. Many Potential owners of SMEs move to areas where the feel they can succeed to set them up there. More so, many factors may contribute to the movement of people to settle at certain geographical areas. It is believed that the factors that influence migration include the need for peaceful and violent free environment, the need for fertile business locations, the desire for privacy, government policy and a host of others. Specifically, with reference to the above, the Medina municipality of the Greater Accra region has experienced a noticeable growth and increase in the number movements into the area and for that matter SMEs increase in the last few years. It is important to mention that some research studies have been conducted to determine the real impact of migrations on host societies. In line with the above, this study sorts to assess the nature of SMEs in Medina with respect to the involvement of men and women, the main sources funds for them, the main objectives and challenges faced by SMEs in Medina, reasons the explosion of SMEs in Medina and the scio-economic impacts of this growth of SMEs in Medina. 1.3 Objectives: 1.3.1 Main Objective TheShow MoreRelatedEffects Of Internal Audit Practices On Financial Performance Of Commercial Banks1689 Words   |  7 Pages EFFECTS OF INTERNAL AUDIT PRACTICES ON FINANCIAL PERFORMANCE OF COMMERCIAL BANKS IN KENYA (A CASE STUDY OF KENYA COMMERCIAL BANK) GIDALI MUHINDI FRANKLINE A Research Proposal in Partial Fulfillment for the Bachelor of Business Administration of the Technical University of Mombasa 2016 DECLARATION I declare that this research proposal is my original work and has not been presented for a degree award in any other university. 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Film Analysis Free Essays

Film Analysis Assignment When first reading about this assignment I thought about movies that had a strong culture theme to it. I didn’t want to choose a movie that I’ve only seen once, only because I wanted to be sure of its cultural theme and I also wanted to be sure that I knew exactly what the movie was about and everything that happens in it. The movie that I decided to write about is Mulan. We will write a custom essay sample on Film Analysis or any similar topic only for you Order Now It is very clear that the context of this movie provides us with the information that the film takes place in the ancient times in China. We know this because in the opening scene it shows a Chinese soldier standing on The Great Wall of China. Also the clothing that they were is often affiliated with the Chinese culture so we can tell from this context where the movie takes place. Also a few times in the movie it shows the Chinese language written on certain things. I believe that the context of this film affects the communication between characters for a few reasons. One reason is whenever people greet each other, especially someone important, they would bow to them. Another way the context affects communication is that the characters talk to their elders so properly and respectfully. One of the main social identities in this film was the one that Mulan held. Since Mulan was pretending to be a man so she would be able to fight in the war, she definitely had to fit in with those among her. She had to talk like they did, walk like they did, participate in the things that she did. She did this so she would not blow her cover and be caught. The obvious culture identify in this movie is that they are all Chinese. We can tell this because of how they are dressed, their surroundings as well as their facial structure. One of the huge ways one of the characters helped us understand her perspective was when Mulan sang the song â€Å"Refection†. In this song Mulan is talking about how she doesn’t feel like she is good enough and that if she were to act how she really is she would break her family’s heart. She thinks that her reflection is someone she doesn’t know. With her singing this song we are able to truly see what Mulan thinks of herself and it helps us understand her more. The relationship between her identity and the context of the movie is pretty understandable. The context in the movie shows us the true identity of who Mulan really is. There is a major change in Mulan’s identity by the end of the movie. Throughout the movie Mulan is trying to prove to everyone that she will bring her family honor. At the end of the movie she ends up getting to take home the Emperors Imperial crest along with Shan Yu’s sword. The history in this movie greatly affects the characters standpoints. As we all know, Mulan takes place during the ancient dynasty days in China. So many details throughout this movie give that away. But the one of the many ways that history affects the standpoints of the characters in this movie is how they train as well as travel for their battle to fight against the Huns. With it being ancient days the soldiers’ are trained to fight with their hands, they are taught ty kwon doe and how to use a bow and arrow. If this movie had taken place in the 21st century, the soldiers’ would be trained how to shoot guns. This right here shows you that history greatly affects the characters. If Disney had decided to place the movie in present days the climax fight scene would be completely different. The perceptions of history in this movie can teach you many things. There are just so many little details that show you the films history. There’s a scene in the movie where the General has sent a letter to the training camp and we can see its history because Mushu writes the General back with pen and ink. Near the end of the movie the soldiers’ that fought in the battle parade through the city on horses and they have the traditional clothing from that time on as well. One of the main relationships between history and one of the main characters (Shang) is that he is now the leader of the army. Since he is now the leader he has to train the men how they were taught for battle back in those days. There was only one language used in this film, which was English. But there were many different communication styles used in the film. Since Mulan is portraying a man for most of the movie her communication style is very different from the others. She tries to make her voice sound like a man and say things she thinks they would say. At a few points in the movie she forgets to talk in a manly voice, but surprisingly does not give her cover away. There weren’t many uses on nonverbal communication/codes throughout the movie. I can honestly only think of a few things. In the opening scene when Shan Yu appears over The Wall, the Chinese soldier lights a big torch and says â€Å"Now all of China knows you’re here,† Also the cricket, who plays on of the sidekicks of Mulan is silent throughout the whole film. But through his gestures, as well as Mushu being able to know what he’s saying, helps the audience understand the cricket. There are a few main beliefs and values that are reveled throughout this film. In the begging of the movie we see Mulan’s father praying to their families ancestors. The ancestors are of great importance to her family. They believe that the ancestors will bring Mulan protecting with helping her fight in the battle. They also have a high value in their families honor. The littlest things that someone could do would bring their family so many dishonors. There is a scene in the movie where Mulan is to meet with the Match Maker so she can help find Mulan a husband. But through many clumsy mistakes the Match Maker is furious and tells Mulan that she will never bring her family honor. When her parents and grandmother hear of the news they are greatly disappointed in her. That is one of the main reasons she goes off to fight in the war. Doing this Mulan believes that she will be able to bring her family honor. There are a plenty of issues of power and hierarchy that are used in this film. At one point in the movie there are a few men sent in from the imperial city to give the town a message. The Emperor has ordered one man from every family must serve in the imperial army. This clearly shows just how powerful the Emperor is and how he can change a family so fast. There is also a scene in the movie where Shang (left in charge by his father General Li) has power over everything that goes on in the camp. There are some men fighting after dinner and as soon as he walks in the men immediately stop and salute him. There is also a scene when Shang is not thrilled with how Ping (Mulan) is training. He wants to â€Å"make a man out of her† but she just isn’t meeting his expectations. He tells her that in the morning she has to go back home. These two examples show how powerful he is over the men in the army. How to cite Film Analysis, Papers

Tourism Proposal Plan Macau

Question Prepare a tourism proposal report outlining key trends and characteristics in international tourism and to suggest ways in which the destination can use tourism sustainably in the future. The report should detail: Brief information about the current tourism situation of the destination; A discussion of the impact of tourism for the destinations development; The restrictions imposed for future development; The sustainable opportunities available; How the role of technology may assist in the strategic development; Answer: Executive Summary This paper focuses on developing a tourism plan for Macau. Presently, Macau is one of the top global tourist destinations and the popularity of the place is increasing. An overview of the tourism industry has been provided in this paper. The tourism industry of Macau has been significantly influencing the economy of the region. It has created various job opportunities and the contributed in the development of the destination. However, the tourism industry of Macau has been encountering some major cultural, social and environmental challenges. This paper has elaborated the challenges as well as developed a tourism plan for achieving sustainable growth in long run. Brief Overview of the Present Tourism Situation in Macau Tourist Attractions Macau is one of the most popular global tourist destinations. It is situated on the west bank of the delta of Pearl River in the southern part of the Guangdong province of China. Macau is comprised of three islands, viz. Coloane Island, Taipa and Macau Penisula. The world heritage of Macau is one of the important attractions for the international tourists. More than twenty ancient monuments and urban squares are interwoven in Macau which is collectively known as The Historic Centre of Macau. In 2005, the district has been enlisted in the World Heritage List. Western and eastern culture has been integrated in Macau which is explored by the tourists (Stsmacau.com, 2015). Lilau Square, A-ma temple Moorish Barracks, St. Lawrence Church, St. Augustines Square and Mandarins House are major tourist attractions. Visiting the exquisite museums of Macau delivers outstanding experience to the tourists. Macau museum is a cultural and historical museum. Moreover, the principal tourist attractions include Wine Museum, Macau Museum of Art, Maritime museum, Grand Prix Museum etc. A-MA cultural village, Lotus square, Arts garden is few of the major spots of Macau (En.macautourism.gov.mo, 2015). Gaming Industry The Gaming industry of Macau is booming and large number of tourists is engaged into the gambling activities in Macau. Betting on horses at race course, playing slots in casinos are the most common gambling games in Macau. It has been observed that the government of Macau has been relaxing the legislations related to the gaming industry in order to keep pace with the dynamic perception of the travelers. Presently, Macau has turned into one of the most popular gambling destinations and has been able to attract more number of tourists than Las Vegas. The casino owners of the Las Vegas have established Casinos in Macao which has significantly contributed in boosting the tourism sector of Macau (Stsmacau.com, 2015). Moreover, Greyhound racing, Tombola, Pacapio, Basketball Lottery and Soccer Lottery etc. are also popular games in Macau (En.macautourism.gov.mo, 2015). Business Tourism MACAU is one of the most exciting and appealing business tourism destinations of Asia. The destination has undergone a rapid and excellent development in terms of infrastructure. Though the size of the city is quite small, the city is the largest entirely integrated convention and exhibition centre of Asia. The city also includes various world heritages a well as has most spectacular skylines. The city is a great blend of tradition and modernity which is reflected in the activities, festivals, lifestyle, food and architectures of the city. Macau has significantly differentiated its offerings to business tourists and incentive explorers for providing extravagant hotels, resorts, ethnic restaurants, designer shopping and numerous all the more eating and excitement alternatives. Macau is an excellent destination for the great achievers who needs to get pampered in the luxurious resorts and entertained or holding programs for developing teams (Industry.macautourism.gov.mo, 2015). Discussion of Impact of Tourism on Development of Destination Impact on Economy Tourism industry plays a pivotal role in the economy of Macau. This industry has been rapidly growing and boosting the economic activities of the destination. Extreme advancement off the tourism industry in Macau has significant socio-economic impacts leading to the further development of the region. As, it is a global tourist destination, tourism industry has generated significant foreign exchange earnings which has a positive impact on the balance of payments of the economy. Increasing economic activities have significantly contributed in the regional development and improved the income levels of the local population. The tourism sector of Macau has provided ample employment opportunities to the local people. In 2011 tourism industry of Macau was responsible for creation of 162,500 jobs and it accounted for almost 48% of the total jobs in Macau (Wan Li, 2011). The major source of government revenue in Macau is collected from the tourism industry. The government of Macau has focuse d on facilitating diversified development and integration of the several components of the tourism industry. The government of Macau is concentrating on transforming Macau into a premium global tourist destination and a unique destination for leisure, entertainment as well as business exhibitions and convention hub of Asia (Wan Li, 2011). Additionally, the government has given extensive emphasize on the sustainability issue. Facts and Figures 7.4 million Tourists visited Macau within September of 2014. It was estimated that the in 2013 number of visitors increased by 4.4% compared to the previous years (www.gcs.gov.mo, 2014). The tourism industry of Macau has been able to maintain significant growth over the years. The major countries from which tourists visit Macau the most are given in the following table: Country/Territories Number of Visitors Ratio The mainland 18,632,207 63.5% Hong Kong 6,766,044 23.1% Taiwan 1,001,189 3.4% South Korea 474,269 1.6% Malaysia 291,136 1.0% Japan 290,622 1.0% The Philippines 274,103 0.9% Thailand 238,635 0.8% Indonesia 208,481 0.7% Singapore 189,751 0.6% (Source: (www.gcs.gov.mo, 2014)) Hotel and Travel Agency The tourism industry growth in Macau has significantly contributed in the growth of the hotel and travel agencies. It was estimated that almost 896,726 residents had chosen travel agent services for visiting the city. The figures have increased by 4.1% compared to the previous year. In 2013, it was estimated that Macau has sixty-nine star rated hotels and 33 guesthouses (www.gcs.gov.mo, 2014). The following table demonstrates number of start rated hotels and guesthouses along with the room numbers. (Source: (www.gcs.gov.mo, 2014)) Challenges in Tourism Industry of Macau One of the major challenges encountered by the tourism industry of Macau is the problems in cultural tourism. The major difficulty is to deal with the stakeholders in order to cope up with the set of values and interest which takes place in association with heritage (Jovicic, 2014). It is reliant upon the perspective of the stakeholders regarding the heritage assets in Macau (Simo Partidrio, 2010). It has been observed that the electricity consumption of Macau has increased significantly. In, the electricity consumption of Macau has increased by more than double in comparison to electricity consumption of 2000. The increasing number of luxurious hotels and casinos is responsible for the enhanced electricity consumption (Harris et al., 2008). Another major challenge encountered by the tourism industry of Macau is the increasing level of pollution. The region has been facing consecutive rise in the pollution level. With the increase in number of visitors, vehicle density has increased. As a consequence, large number of people is dying due to respiratory related diseases. Emission of the hazardous gases is significantly affecting the environment and well being of the society. Additionally, it has been reported that the total waste of Macau has been enhancing in Macau. The total liquid and solid waste of Macau is growing and affecting the environment. Moreover, it is exerting excessive pressure on the waste handling capacity of Macau. The liquid waste in Macau is causing water pollution to the nearby sea (Radwan, Jones Minoli, 2012). It has been found that in 2011, number of visitors in Macau was five times more than its residents. Hence, it can be clearly implied that the tourism industry is significantly contributing to t he environmental issues of Macau. High level of pollution is threatening factor for the sustainable tourism in Macau. Tourism industry has significantly affected the socio-cultural aspects of Macau. The government of Macau has focused on the growth of tourism industry which has leaded to increase in number of hotels, resorts and casinos (Wan Pinheiro, 2014). As a result, public land is becoming increasingly unavailable as well as expensive. Gaming industry of Macau, considered being one of the major attractions for the tourists. Flourishing gaming industry of Macau has significantly affected the young generation of Macau and consequently it has been found that the gaming industry the school dropout rate in the secondary level has notably increased. The major reason is casinos and other gaming industries provide job opportunities to the people with lower educational qualification. The alarming rate of the school dropout in Macau is lowering the human resource potential and threatening further growth of Macau (Wan Pinheiro, 2014). Additionally, it has been found that tourism industry of Macau has a correlation with the crime rate. Mass tourism has leaded to an increase in the crime rate in Macau. It has been estimated that crime rate was 10,538 in 2005 and 13,864 in 2008. Macau has been a major destination for the gamblers and crime related gambling has been growing in Macau (Wan Pinheiro, 2014). As number of tourists is greater proportion in comparison to the residents it can be stated that the crime rate is growing due to the growing number of tourist arrival in Macau. Sustainable Tourism Planning for Macau Sustainable tourism will help in protecting the environment and heritage of the tourist region. The environment considers the ecosystem and the culture uniqueness of that place. On the other hand, heritage embraces the natural or indigenous as well as historical inheritance of that place. The tourism industry of Macau must focus on recognizing the assets of the mainstream as well as niche tourism product (Timothy, 2014). Sustainable tourism can be developed by educating the tourists regarding the values of cultural and natural heritage of the destination. This section will focus on developing a plan for sustainable tourism (Xi Wei, 2010). First of all, government of Macau must have the motivation and determination for adopting a systematic approach for implementing the sustainable tourism plan. The sustainable tourism plan will assist in recognizing as well as protecting the values of the natural and cultural destinations of Macau for enhancing the tourism product development and en suring effective management of those places in long term. Sustainable development will focus on addressing the economic, environmental as well as social issues in Macau(Timur Getz, 2009). The government of Macau needs to focus on achieving the triple bottom line in order to ensure sustainable growth of the tourism industry in Macau. Aims of Sustainable Tourism Plan The major aims of the sustainable tourism plan of Macau can be categorized in terms of economic, social, and environmental objectives. Achievement of the following objectives will contribute in improving tourists satisfaction. The objectives of each segment are discussed below: Economic Objectives: Increase in government revenue by increasing sustainable tourism activity for boosting up the economy of the region. Increase in employment opportunities for long run which will improve the disposable income and standard of living of the local communities. Rise in the disposable income of household of residents of Macau will help in enhancing the society and establish good health care system and education sector. Economic diversification and decreasing over-dependence on tourism (Xi Wei, 2010). Social Objectives: Improvement of the infrastructure will promote well being of the society. Increasing the level of education of the local residents for generating qualified human resource for boosting the economy. Controlling excessive traffic congestion. Controlling the crime rate and gambling issues (Timothy, 2014). Environmental Objectives: Reducing electricity consumption. Increasing awareness for protecting natural and cultural heritage. Initiatives for increasing green area. Proper management of waste Reducing the level of pollution (Wan Pinheiro, 2014). Sustainable Plan Economic In order to achieve the economic objectives, government intervention is essential. Development of strong legislative framework must be developed as well as implemented in order to increase the government revenue. Taxation policy must be effective so that illegal transactions do not take place which can lower the government revenue (Wan Pinheiro, 2014). Additionally over-independence on the tourism industry must be changed through economic diversification (Jovicic, 2014). Some service industries and later manufacturing industry can be established in Macau. The focus must be shifted to other industries from the gaming industry in Macau. Shortage of skilled workforce will be a major problem in implementation of this strategy(Timur Getz, 2009). Hence, the government needs to start skill development programs and focus on developing the education sector in order to ensure supply of skilled human resource. Social Social objectives significantly emphasizes on the development of infrastructure which includes development or roads for improving connectivity. For example, government can focus on improving Hong Kong Zhuhai-Macro Bridge (HZMB) and Light Rail Transit (LRT). The government needs to invest significant amount for the social welfare of the local residents. In order to minimize the rate of school dropout, people must be made aware of the importance of education. Scholarship can be offered to the students with severe financial problems. It will encourage the society to opt for higher education (Timothy, 2014). Restrictions must be imposed on gambling so that teenagers and young adults do not get engaged into these practices. Improved education system will help in addressing the issues regarding gambling and crime related to that. Sturdy legislative framework needs to be implemented for punishing the criminal offenders in Macau (Wan Li, 2011). Environmental Environmental issues are increasingly threatening the sustainability of the destination. In the government budget, allocation of resources for activities related to the protection of the environment must be increased (Marin Jafari, 2002). The capital must be utilized for developing green areas and protecting the natural resources (Kasim, 2009). License and permits for casinos and other gaming industries must be restricted. Increasing number of vehicles is leading to traffic congestion and emission of the hazardous gases polluting the air. Hence, government must ban vehicles causing air pollution. Additionally, community participation will play a crucial role in successful implementation of this strategy (Marzuki, Hay James, 2012). Electricity consumption needs to be reduced by use of energy efficient tools and gadgets. Additionally, use of alternative sources of energy must be encouraged especially in hotels and casinos. Waste management is considered to be a major issue in Macau a nd it can be addressed by adoption of advanced technology for handling waste so that it cannot pollute the air and water. The tourism industry must be forced for using bio-degradable and eco-friendly materials (Wan Pinheiro, 2014). Thus, Macau will be able to transform itself into a sustainable global tourism destination. Increasing awareness regarding the sustainable tourism has influenced the decision of the tourists. Hence, sustainable tourism industry will satisfy the tourists and boost the economy and contribute in the overall development of the tourist region. Role of Technology in Strategic Development Technology plays a significant role in achieving sustainability in the tourism industry. Innovation of new technologies is essential for reducing the electricity consumption in the global tourist destination. Additionally, for controlling as well as monitoring the emission form vehicles and other sources technology plays an important role. Adoption of advanced technology can contribute in enhancing the mechanism of waste management. Thus, the water and air will be protected from pollution (Pechlaner Raich, 2001). Technology is essential for developing infrastructure for better communication, better service to the tourists and improving the education sector of Macau. Conclusion and Recommendations This paper has provided an insight to the major industry of Macau, tourism. It has been found that the Macau is extensively dependent on the tourism industry. It has been observed that the tourism industry has been encountering significant growth. But the destination has been encountering major challenges. Over dependence on the tourism industry and the gaming industry is affecting the tourism development of Macau. Growth of tourism industry has resulted in the high electricity consumption, air pollution, low education rate, increasing level of crime and gambling related crime etc. A sustainability plan has been developed for addressing the environmental, social and economical issues. Implementation of the plan will help in improving the sustainability and ensure further growth of the tourist region. The recommendations of this paper include the following: Focusing on economic diversification which will boost up the economy of the region. Improvement in infrastructure and education sector. Development of the human resource for generating skilled workforce. Controlling crimes effectively. Decrease in electricity and water consumption. Controlling traffic congestion and improving waste management. Reduction in level of pollution. References En.macautourism.gov.mo,. (2015).Macau Government Tourist Office. Retrieved 10 January 2015, from https://en.macautourism.gov.mo/showentertainment/showentertainment.php?c=6 Harris, J., Diamond, R., Iyer, M., Payne, C., Blumstein, C., Siderius, H. (2008). Towards a sustainable energy balance: progressive efficiency and the return of energy conservation.Energy Efficiency,1(3), 175-188. doi:10.1007/s12053-008-9011-0 Industry.macautourism.gov.mo,. (2015).Macau Tourism Industry Net - Macau Business Tourism Introduction. Retrieved 12 January 2015, from https://industry.macautourism.gov.mo/en/page/content.php?page_id=68 Jovicic, D. (2014). Cultural tourism in the context of relations between mass and alternative tourism.Current Issues In Tourism, 1-8. doi:10.1080/13683500.2014.932759 Kasim, A. (2009). Managerial attitudes towards environmental management among small and medium hotels in Kuala Lumpur.Journal Of Sustainable Tourism,17(6), 709-725. doi:10.1080/09669580902928468 Marin, C., Jafari, J. (2002). Sustainable Hotels for Sustainable Destinations.Annals Of Tourism Research,29(1), 266-268. doi:10.1016/s0160-7383(01)00023-8 Marzuki, A., Hay, I., James, J. (2012). Public participation shortcomings in tourism planning: the case of the Langkawi Islands, Malaysia.Journal Of Sustainable Tourism,20(4), 585-602. doi:10.1080/09669582.2011.638384 Pechlaner, H., Raich, M. (2001). The Role of Information Technology in the Information Process for Cultural Products and Services in Tourism Destinations.Information Technology Tourism,4(2), 91-106. doi:10.3727/109830501108750912 Radwan, H., Jones, E., Minoli, D. (2012). Solid waste management in small hotels: a comparison of green and non-green small hotels in Wales.Journal Of Sustainable Tourism,20(4), 533-550. doi:10.1080/09669582.2011.621539 Simo, J., Partidrio, M. (2010). How Does Tourism Planning Contribute to Sustainable Development?.Sust. Dev.,20(6), 372-385. doi:10.1002/sd.495 Stsmacau.com,. (2015).Tourism in Macau: Why visit Macau?. Retrieved 10 January 2015, from https://www.stsmacau.com/ Timothy, D. (2014). Contemporary Cultural Heritage and Tourism: Development Issues and Emerging Trends.Public Archaeol.,13(1-3), 30-47. doi:10.1179/1465518714z.00000000052 Timur, S., Getz, D. (2009). Sustainable tourism development: how do destination stakeholders perceive sustainable urban tourism?.Sust. Dev.,17(4), 220-232. doi:10.1002/sd.384 Wan, P., Pinheiro, F. (2014). Macau's Tourism Planning Approach and Its Shortcomings: A Case Study.International Journal Of Hospitality Tourism Administration,15(1), 78-102. doi:10.1080/15256480.2014.872901 Wan, Y., Li, X. (2011). Sustainability of Tourism Development in Macao, China.International Journal Of Tourism Research,15(1), 52-65. doi:10.1002/jtr.873 www.gcs.gov.mo,. (2014).Tourism. Retrieved 12 January 2015, from https://www.gcs.gov.mo/files/factsheet/Tourismo_EN.pdf Xi, L., Wei, C. (2010). The Way to the Diversification of Macaus Social Economy: a Study on Macaus Cultural Tourism Development.International Journal Of Trade, Economics And Finance,1(2), 131-135. doi:10.7763/ijtef.2010.v1.23

Theodore Roosevelt Essays (901 words) - Theodore Roosevelt, Cowboys

Theodore Roosevelt American History Chickasha High School Mr. Solomon April 16, 1998 Second period Robert White Theodore Roosevelt, 26th President of the United states Was the youngest President in the nations history. he took office at the age of 42. Roosevelt had been vice President for only six months when president William McKinley was assassinated. He vigorously led Congress and the American public toward progressive reforms and a strong foreign policy. He took The view that the president as a steward of the people should take whatever action necessary for the public good unless expressly forbidden by law or the constitution. I did not usurp power, he wrote, but i did greatly broaden the use of executive power. Roosevelt's youth differed sharply from that of the log cabin Presidents. he was born in New York city on October 27,1858 into a wealthy family, but he too struggled--against ill health. When Theodore was about 12, his father told him that he would need a strong body to give his mind a chance to develop fully. The next year, while on a trip to Maine, Theodore was tormented by two mischievous boys. He felt ashamed because he was not strong enough to fight back. Roosevelt's father built a gymnasium in the family home, and Theodore exercised there regularly. He overcame his asthma and built up unusual physical strength. Roosevelt studied under tutors until he entered Harvard University in 1876 at the age of 18. He earned good grades in college. Roosevelt graduated from Harvard in 1880. In October 1879, Roosevelt met Alice Hathaway Lee. Roosevelt courted Alice during his senior year at Harvard. They married on his 22nd birthday. A double tragedy struck on Feb. 14, 1884. Alice Roosevelt died two days after the birth of a daughter. On the same day, Roosevelt's mother died if typhoid fever. Roosevelt spent much of the next two years on his ranch in the badlands of Dakota Territory. There he mastered his sorrow as he lived in the saddle, driving cattle, hunting big game--he even captured an outlaw. On a visit to London, he married Edith Kermit Carow in December 1886. During the Spanish-American War, Roosevelt recruited men for a cavalry regiment. This unit became the First Volunteer Cavalry Regiment. Under Roosevelt s command, it won fame as the Rough Riders. He led the Rough Riders on a charge at the Battle of San Juan. Roosevelt was one of the most conspicuous heroes of the war. Twenty years later he declared:San Juan was the great day of my life. Thomas C. Platt, needing a hero to draw attention away from scandals in New York State, accepted Roosevelt as the Republican candidate for governor in 1898. Roosevelt won and served with distinction. As president, Roosevelt held the ideal that the Government should be the great arbiter of the conflicting economic forces in the nation, especially between capital and labor, guaranteeing justice to each and dispensing favors to none. Roosevelt emerged spectacurlarly as a trust buster by forcing the dissolution of a great railroad combination in the northwest. During Roosevelt's presidency, the government filed suits against 43 other corporations. In major cases, the government ended John D. Rockerfeller's oil trust and James B. Duke's tobacco trust. Roosevelt steered the united States more actively into world politics. He liked to quote a favorite proverb , Speak softly and carry a big stick, you will go far. Aware of the strategic need for a shortcut between the Atlantic and Pacific Ocean, Roosevelt ensured the construction of the Panama Canal. His corollary to the monroe Doctrine prevented the establishment of foreign bases in the Caribbean and arrogated the sole right of intervention in Latin America to the United States. Roosevelt won the Nobel Peace Prize for mediating the Russo-Japanese War. He was the first American to win a Nobel Prize. He reached a Gentleman's agreement on immigration with Japan. In 1907, Roosevelt decided to display American naval power. He sent 16 new battleships on a good-will tour of the world. These ships became known as the Great White Fleet because they were painted white. Roosevelt viewed the tour as a part of big stick diplomacy. Some of Theodore Roosevelt's most effective achievements were in conservation. He added about 150 million acres to the national forests and in 1905 established the

Definition and Examples of the Greengrocers Apostrophe

Definition and Examples of the Greengrocers Apostrophe Greengrocers apostrophe is an informal term in British English for the nonstandard use of an apostrophe before the final -s in the plural form of a word. Examples and Observations There was formerly a respectable tradition (17c - 19c) of using the apostrophe for noun plurals, especially in loanwords ending in a vowel (as in We doe confess Erratas, Leonard Lichfield, 1641, and Commas are used, Phillip Luckcombe, 1771) and in consonants s, z, ch, sh (as in waltzs and cotillions, Washington Irving, 1804). Although this practice is rare in 20th c. standard usage, the apostrophe of plurality continues in . . . the nonstandard (illiterate) use often called in BrE the greengrocers apostrophe, as in apples 55p per lb and We sell the original shepherds pies (notice in a shop window, Canterbury, England).(Tom McArthur, The Oxford Companion to the English Language. Oxford University. Press, 1992) The ubiquity of apostrophes to signal the plural of fruits and vegetablesas in Carrots, Bananas, and (gasp!) Peacheshas created the term, at least in England, the greengrocers apostrophe. The worst offender found by John Richard and the Apostrophe Protection Society: Golden Deli-cious.Greengrocers, butchers, and supermarket managers have received polite notes from the Apostrophe Protection Society reminding them of the differences between plural and possessive nouns. Among the targets of polite letters that the APS has sent was a local cafe that serves Chips, Sausages, Rolls, Eggs, and every other foodstuff with a garnishing of apostrophe. But the establishment calls itself Bennys Cafe.(Richard Lederer and John Shore, Comma Sense: A Fun-damental Guide to Punctuation. St. Martins Press, 2005) The greengrocers apostrophewhere a simple plural is turned into a singular possessiveis probably the main cause of distress for the many people who would like punctuation to be used properly. It is so public that it encourages even more wrong use.(Christine Sinclair, Grammar: A Friendly Approach. Open University Press, 2007) The Restaurant Apostrophe We could just as well call this misuse of the apostrophe to create a plural noun the restaurant apostrophe, for it appears on countless menusoften miswritten menuseven in chichi establishments. The menu of an Italian restaurant in my neighborhood has some especially outrageous specimens: pizzas, pastas, appetizers, soup salads, and lunch specials. You can even order a pizza with sauteed onions. . . .The grocers or restaurant apostrophe also occurs in the curious way some people have of pluralizing their surname. They write the Simpsons or sometimes the Simpsons when all they need to do is say Doh! and write the Simpsons. (Of course, if a plural possessive is involved, a terminal apostrophe is required: the Simpsons house.)(Charles Harrington Elster, The Accidents of Style: Good Advice on How Not to Write Badly. St. Martins Press, 2010) An Atrocity? Think of the word atrocity, and certain appalling behaviours spring to mind. Add barbaric, and the picture gets worse. How about a barbaric atrocity thats detestable and provokes horror? At this point, its surely time for a UN intervention. We must act to halt this outrage! Except that all the words just quoted come from discussions of the uses and abuses of English. Simon Heffer, in his recent book Strictly English, thinks the so-called greengrocers apostrophe is an atrocity, and that academics write barbarically . . ..Anger delivers ego-enhancing pleasure; so does strengthening the boundaries of group membershipand carping about language is far more socially acceptable than explicit class snobbery or nationalism (not to mention less bother than confronting actual atrocities). Still, can we get, sorry, may we have, a bit of perspective, please? (Oliver Burkeman, Why Do They Adopt an Error-Hunting Mindset? The Guardian, Dec. 16, 2011) The Demise of the Apostrophe? In our period . . . came the arbitrary codification of its and whose without apostrophe as the genitives of it and who, respectively, and its, whos with apostrophe as the contraction of it, who with is or has. It is hardly surprising that these conventions seem to be in rapid collapse, with what has been called the greengrocers apostrophe (apples 60p, Antiques, linguistics, and perhaps even meant, all personally attested) just one symptom of what may well turn out to be the imminent demise of the apostrophe. Distressing though it is to purists, it must be admitted that genuine ambiguities caused by omission or misuse of the apostrophe are very infrequent indeed. (David Denison, Syntax. The Cambridge History of the English Language, Volume 4, ed. by Suzanne Romaine. Cabridge University Press, 1998)

14 Life Hacks Youve Never Heard of That Can Be Used Every Day

14 Life Hacks Youve Never Heard of That Can Be Used Every Day Life hacks can be incredibly useful in helping us in our daily lives. Here are 14 life hacks you’ve never heard of but can apply to your everyday life. Source: [SlipTalk]

Logistics and Supply Chain Management Essay Example | Topics and Well Written Essays - 2500 words

Logistics and Supply Chain Management - Essay Example It studies how it can be improved and gives recommendations. Since Zara is one of the industry leaders and has one of the best supply chains, it required fewer recommendations for improvement. Finally, the paper analyzes the location of the company’s plants and distribution centers to see whether they are optimal. In Zara’s case, they are in the short run but may cause problems in the long run. Zara is a Spanish flagship store of the Inditex Group and a key player in the European fashion retail market. It started operations in 1975 by opening its first store in La Coruna and since then has been operating as a fast fashion company. It is one of the largest brands, by the Inditex Fashion Retail Group, that has 723 stores in 56 countries making sales of Euro 3.8 billion (India Supply Chain Council, 2006). Its business model is simple; it imitates fashion off the runway and distributes it to the customers in the shortest time possible, even before designers themselves can reach the customers. Therefore, it has shorter lead times, more styles but scarce supply of these styles. To manage this kind of efficiency, Zara’s supply chain management must be efficient and that, it is. Zara uses a vertical supply chain management system, one of the best in the industry that allows it to implement its business model of fast fashion effectively. Zara’s position is an industry leader in the fashion retail market. It has a very high product turnover – it produces more than 11,000 products annually. It caters to the trendy, middle class man and woman of ages 14 to 35. The mother buys Zara because it is affordable and the daughter buys from Zara because it is trendy (Dutta, 2002). This paper will study Zara in the light of its Logistics and Supply Chain Management. It will be broken down into four main parts. First of all, the importance of measuring the performance of Zara’s Supply Chain will be analyzed. Secondly, key performance indicators or KPIs will

Analysis of Merck& Company Inc Research Paper Example | Topics and Well Written Essays - 2500 words

Analysis of Merck& Company Inc - Research Paper Example If a strategy had not been introduced for keeping Merck’s competitiveness at low levels, the following phenomenon would appear: the firm’s ability to face its rivals would be gradually decreased, leading to severe losses in one or more organizational activities. In other words, an aggressive strategy would be the most appropriate for the organization under current market positions. Figure 1 – Total revenue for Merck & Company Inc for the years 2006 up to 2008 (source: case study, p.132) At the same time, the firm’s profits for 2008 have been a bit lower from those of 2007, see Figure 1 above, leading to the assumption that a strategy for securing the survival and the further growth of the organization is necessary. In other words, the annual objective that the firm’s managers have set can be characterized as feasible, an assumption based both on the firm’s performance in the near past but also on the industry’s perspectives and demands . ... The above acquisition will help Merck to achieve two key benefits: to decrease its costs and to increase the range of its products, enhancing its competitiveness in the global market. In fact, acquisitions have been used by the firm for quite long, from 2000 onwards and have been proved quite effective in supporting organizational growth (case study p.130). c) Resource Allocation When referring to organizational environment the term resources can be used for reflecting a high range of organizational elements, including ‘money, material and technology’ (Morgan 169). In the context of strategic management, resource allocation is characterized as quite valuable for the achievement of organizational goals. In fact, resources can be vital even for the survival of the organization, under the terms that without the required resources all business plans can be led to failure (Daft, Murphy and Hugh 557). Indeed, resource allocation refers to the resources that are necessary for a ll operations of each organization, including ‘salaries, equipment, employees and so on’ (Daft, Murphy and Hugh 557). Because of its importance, resource allocation should be based on a plan incorporated in a firm’s corporate strategy (Schermerhorn 138). Changes on a firm’s existing resource allocation can lead to severe conflicts if the changes attempted are not welcomed by one or more groups of stakeholders, such as employees or suppliers (Griffin and Moorehead 514). For example, a decrease of the rewards provided to employees for their performance can result to employees’ protests; these protests could cause severe delays in the completion of

Ways Groups of People Are Identified Essay Example for Free

Ways Groups of People Are Identified Essay 1. What are some of the ways groups of people are identified? There are many ways that a group of people can be identified but the four criteria for classifying minority groups are race, ethnicity, religion, and gender. Race is mainly determined by the color of someone’s skin, hair (in some instances eyes), height, and bone structure of the human body: big head, narrow eyes, tall short. Ethnicity is determined by where you were born and raised and what cultural patterns. Religion and is determined by what your beliefs and religious group you are a part of. Gender is determined easily enough but it does matters if you are male or female for the fact that each is treated differently. Males seem to have it easy most of the time and woman are always treated as though they are weaker. These four criteria’s are the main ones but there are so many more such as age, disability status, physical appearance, and sexual orientation they all are used to group people. There is always another factor that is sometimes over looked and that is our appearance; skinny, fat and even what we wear are we well dressed and clean all of the time or are we in regular day to day clothes or are we dressed in rags torn, ripped and dirty clothing. Also there is the money factor how much does one have or don’t have to many people the money factor matters most people like to know that they know people with money. Are these people wealthy with more money than they will every need or do they just have enough or do they struggle or worse yet do they not have anything leaving them going from home to home or street to street or going to government and privet programs for help. 2. Why do people label and group other people? I have thought about this question and it made me realize that not only do people label and group other people but we also label ourselves putting ourselves in categories that please us. Plus it gives us our sense of belonging to something that most people â€Å"need† to feel. Getting back to the question; I think it is something that we all do whether we realize it or not. Labeling and grouping help people to determine who we should or who we should not interact with. It helps people and sometimes it does just the opposite and destroys people it’s like having a power a power to have some control over other people. I can almost see it in another time a man running through the streets with a label machine placing labels on everyone’s forehead yelling â€Å"You are who I say you are! † Scary thought! We constantly label people in a negative light due to difference of opinion due to religion, political view, sexual preference, parenting method you name it we do it, even children do this and it is not done intentionally they were not taught this, too me it almost seems like it is a defense mechanism keeping themselves even ourselves safe from what we may consider to be harmful. In the end people are just that â€Å"people† we are nothing more and nothing less. People label others either to feel empowered or to praise someone but in the end we are Human Beings and that is it. We may think and act differently but we are what we are and if people could just except that then the future might not ever have to deal with the positive and mainly the negative effects that come with being labeled and tossed into a group that was thought up by others. Resources Schaefer, R. T. (2012). (Ch. 1 2) Racial and ethnic groups (13th ed. ). Upper Saddle River, NJ: Pearson Prentice Hall.

Negative Effects of Technology Essay -- Technology: The Devil in Disgu

â€Å"Technology is a queer thing. It brings you great gifts with one hand and it stabs you in the back with the other.† Charles Percy Snow (Technology Quotes). Technology is undoubtedly helpful but it is causing some major issues in today’s generation of children and teenagers. Being addicted to a Play Station, constantly texting, posting on Facebook; that is exactly what most all children and teenagers do for many hours a day every single day of their secluded lives. These addictions are ridiculously unhealthy. Why is it okay for this generation of people to be connected, yet unconnected at the same time? When it comes to the latest drama on Twitter, everyone is connected. However, when it comes to family time and talking to each other at the dinner table instead of texting or instant messaging, it’s an unconnected mess! Modern technology is definitely not the best thing going in this world today. Nobody knows how to connect without it anymore and it's scary, dreadfully scary. Video games have been proven to be cause problems with childrens’ brains. Gaming systems such as Play Stations, X Boxes, Game Cubes, and Nintendos are causing children to completely unravel what was once important to them; family time. In the documentary Digital Nation, a little Korean boy was one of the examples used. He was disturbingly addicted to his computer and video games. His mother admitted that he is progressively getting worse. He sits behind the controller of his animated worlds for many hours every day, only pausing to eat, and even then it’s only momentarily. He gets up long enough to sit at the dinner table and eat and then he gets right up and goes directly back to his secluded fantasy world. He does not even acknowledge that his mo... ... of the world; don’t rely on technology so much! Works Cited Digital Nation. Dir. Rachel Pretzin. PBS, 2010. Documentary.ï » ¿ "Technology Quotes." Your Dictionary. LoveToKnow, Corp., 2010. Web. 22 Feb. 2011. "Top Ten Negative Effects of Video Games on Children." Addiction Blog. Addiction Blog, 21 Feb. 2009. Web. 22 Feb. 2011. . "Texting and Driving Deadly for Teens." Mom Logic. GNH Productions, Inc., 18 Aug. 2008. Web. 22 Feb. 2011. . "Car Acccident Cell Phone Statistics." Edgar Snyder and Associates. Law Offices of Edgar Snyder and Associates, 2009. Web. 22 Feb. 2011. .

Hamlet

The Fear of Death is what prompts us to action. Hamlet Ready to die in an effort to escape what he is feeling after his father dies but cannot, as it is ungodly. â€Å"Oh, that this too, too sullied flesh would melt, Thaw, and resolve itself into a dew, Or that the Everlasting had not fixed His canon against self- slaughter! O God, God! How weary, stale, flat, and unprofitable, Seem to me all the uses of this world! † (l. i) This is Hamlets first soliloquy and our first look into Hamlet as character and we are immediately introduced to him as someone contemplating death and the value of his life. This is where we first see him as somebody looking to death as an escape from the pressures of his now seemingly dismayed life. He is in the strange position of both wishing for death and fearing what it will do to his soul. This dilemma prompts him to be more determined to find the culprit in his father's death because he feels this will put his soul at peace.Hamlet is also mourning the eath of his late father and is so grieved by his father's death that he wishes to die. Hamlet feels as if he is a defiled human being; (â€Å"O, that this too, too sullied flesh†) and he hopes that if he died he would become something less significant like dew, which will easily be absorbed by the ground. However, Hamlet knows that he cannot commit suicide because in the eyes of† the Everlasting† it is a sin; killing himself would make him even more defiled and block his entrance into heaven.This also elps to give us a first look at Hamlet's morals. Moral dilemma as stated before is whether he should act on his feelings. He also is fearful of consequences that proceed his actions, actions he must take to put his soul at ease. Outside Commentary The critic has made many points in his essay, which I support and believe to be the correct interpretation of what Shakespeare was trying to put forth with the play hamlet. He states in his writing that it is Hamlets ob session with death that leads toHamlet avenging the death of his father by killing Claudius. This most certainly true for had it not been on his fixation with whether he should die he would have not have had reason to seek an alternative to death when he first considered suicide. Hamlet The Fear of Death is what prompts us to action. Hamlet Ready to die in an effort to escape what he is feeling after his father dies but cannot, as it is ungodly. â€Å"Oh, that this too, too sullied flesh would melt, Thaw, and resolve itself into a dew, Or that the Everlasting had not fixed His canon against self- slaughter! O God, God! How weary, stale, flat, and unprofitable, Seem to me all the uses of this world! † (l. i) This is Hamlets first soliloquy and our first look into Hamlet as character and we are immediately introduced to him as someone contemplating death and the value of his life. This is where we first see him as somebody looking to death as an escape from the pressures of his now seemingly dismayed life. He is in the strange position of both wishing for death and fearing what it will do to his soul. This dilemma prompts him to be more determined to find the culprit in his father's death because he feels this will put his soul at peace.Hamlet is also mourning the eath of his late father and is so grieved by his father's death that he wishes to die. Hamlet feels as if he is a defiled human being; (â€Å"O, that this too, too sullied flesh†) and he hopes that if he died he would become something less significant like dew, which will easily be absorbed by the ground. However, Hamlet knows that he cannot commit suicide because in the eyes of† the Everlasting† it is a sin; killing himself would make him even more defiled and block his entrance into heaven.This also elps to give us a first look at Hamlet's morals. Moral dilemma as stated before is whether he should act on his feelings. He also is fearful of consequences that proceed his actions, actions he must take to put his soul at ease. Outside Commentary The critic has made many points in his essay, which I support and believe to be the correct interpretation of what Shakespeare was trying to put forth with the play hamlet. He states in his writing that it is Hamlets ob session with death that leads toHamlet avenging the death of his father by killing Claudius. This most certainly true for had it not been on his fixation with whether he should die he would have not have had reason to seek an alternative to death when he first considered suicide. Hamlet

History of Dance Essay

INTRODUCTION: Once upon a time there was dance! In dance there are many forms. There is Ballet, Jazz, Tap, Hip hop, partner dancing, modern, and country and western. Dance originated many, many years ago. People used it to express emotions and stories. As time went on so did new dance techniques. Ballet came into the world around the 15th century Italian Renaissance and it slowly became the backbone for all dancing styles. As Albert Einstein said â€Å"dancers are the athletes of God. † SPEECH: Danced changed throughout the centuries *Centuries* As stated earlier the 15th century was the beginning of Ballet. During the time of both the 15th and 16th centuries ballet was only performed in royal courts where performers would get the audience to participate. Male dancers were the majority of dancers during this time period. To portray women in their performances they wore masks. In the 17th Century King Louis XIV (14th), who also was a dancer, performed in The Sun King ballet de la nuit. Louis XIV also founded Academie Royale de Musique (The Paris Opera. ) Ballet was becoming more theatrical during this time period, and female dancers were becoming the majority of performers. The ballet Les Indes Galantes (the gallant Indies) was the first ballet to feature women. During the 18th century the costumes were very extravagant. These costumes included masks, wigs, corsets, and hoop skirts. All were big and voluptuous. Two rivals, rebels, and amazing dancers at this time were Marie Camargo and Marie Salle. Marie Camargo started dancing in 1726. Because of Camargo’s gracefulness and quickness she ditched the traditional costume by shortening her skirt and wearing slippers to improve her techniques (leaps). Salle who started dancing in 1721, danced in a muslim costume (greek robe like), hair down, and unornamented to express that dance should be natural and expressed. Both dancers opened many new doors in the world of ballet. The 19th century was the time where ballerinas were the most popular performer in Europe. The Romantic Movement evolved during the 19th Century. Which was concerned with the supernatural world of spirits and magic and often portrayed women as passive and fragile. The use of pointe shoes were increased during this time period. Pointe shoes are satin shoes with wooden blocks in the toes to keep dancers on their toes all the time. Each pointe shoe is constructed to the dancer, no two pointe shoes are alike. As dance continued in the centuries it continued to change and flourish. The 20th century was the century where different styles and forms began to break away. Traditional ballet was still there but a more modernized version came into play. In order to move forward from this point you need an understanding of the types and styles there are in ballet *Types and Styles of Ballet*. There are two styles in ballet and they are story and plotless. Story Ballets, obviously, tell a story. Between the music and the dance a story is portrayed. Popular stories told were love stories. Another type of ballet is plotless. In a plotless ballet, no story is portrayed. Instead an image is created and aims to cause emotion. The three styles of ballet include classical, neo- classical, and contemporary. Classical reached its height in the 19th century, when you think of ballet this is the first thing people normally think about. Many graceful and and flowing movements are depicted in this style. Neo-Classical Ballet was introduced in the 20th century. Speed and energy in these dances were increased. In this style classical form was manipulated a lot and the rules for classical were broken. Contemporary Ballet was influenced by the movement of modern dance. Many new moves and techniques were established. Floor work and the turning in of the legs was a major change. There was a greater movement and body line in this style. With the changing of ballet through the centuries and the difference in types and styles, five positions and moves were always constant *ABC’s Of Ballet*. As a dancer, when I think of ballet I immediately think of the five positions. 1st, 2nd, 3rd, 4th, and 5th. I know, I know not hard to remember. These positions have been around since the start of ballet in the 15th century. This is the grammar of ballet and the classical building blocks. No matter what century, type, or style of ballet these positions are there. Ballet is a whole new world when you think about it. Theres so much information that many people do not know. There is information I don’t even know. Here are some random and fun facts I discovered. Mindless trivia or surprisingly interesting? *Mindless trivia or surprisingly interesting? * A professional male dancer lifts over 1 ? tons worth of ballerinas during performances Most ballerinas go through two to three pairs of pointe shoes a week Tutus cost up to $2,000 to make and take 60 to 90 hours of labor with 100 yards of ruffle First ballet dancers didn’t dance in tutus or satin shoes-more focused on footwork and positioning 3 hour performance is equivalent to 2 90 minute soccer games or running 18 miles (and they say dance isn’t a sport). Pointe shoes add a minimum of 7 inches to a dancer A Prima ballerina can complete 32 fouette turns while staying in the same place. After pointe shoe is HOT to the touch Those are only a pinch of information there is from the world a ballet. CONCLUSION: In conclusion ballet is definitely the backbone to dance. Without its evolution from the 15th Century Italian Renaissance dance would not be where it is now. When you think of ballet don’t think of it as a little thing, ballet is full of history, it even teaches you many things such as gracefulness, poise, stamina, discipline, and lots of technique. Dancers all around the world are connected to one thing and that is ballet. â€Å"I dance because there is no greater feeling in the world than moving to a piece of music and letting the rest of the world disappear† Unknown You lose yourself and find yourself THANK YOU.

King Lear Essays - King Lear, British Films, Films, Free Essays

King Lear Essays - King Lear, British Films, Films, Free Essays King Lear The play of King Lear is about a person in search of their own personal identity. In the historical period in which this play is set, the social structure was set in order of things closest to Heaven. Therefore, on Earth, the king was at the top, followed by his noblemen and going all the way down to the basest of objects such as rocks and dirt. This structure was set up by the people, and by going by the premise that anything that is man made is imperfect, this system cannot exist for long without conflict. Through tattered clothes small vices do appear; Robes and furred gowns hide all. Plate sin with gold, And the strong lance of justice hurtles breaks; (IV, vi). The chaos that occurs in King Lear is due the reshaping of bonds within the society. Thus naturally, bonds must be broken, kept and most importantly, formed. This rearrangement of bonds is necessary to Lear understanding his personal identity. Bonds that are broken include those relations between King Lear and his two eldest daughters (Regan and Goneril), between Glouster and Edmund and also between Edmund and Edgar. Lear and Cordelia; Lear and Kent; Glouster and Edgar include those bonds that are existent at both the beginning and conclusion of the play. By the ending of the play, Lear is able to come to terms with himself and with nature. For the rearrangement of the bonds, it is necessary that those based on money, power, land, and deception be to abandoned. In the case of Lear and Goneril and Regan, his two daughters have deceived their father for their personal gain. Furthermore, they had not intended to keep the bond with their father once they had what they wanted. Goneril states We must do something, and i' th' heat. (I, i, 355), meaning that they wish to take more power upon themselves while they can. By his two of his daughters betraying him, Lear was able to gain insight that he is not as respected as he perceives himself to be. The relationship broken between Edmund his half- bother, Edgar and father, Glouster is similarly deteriorated in the interest of material items. By the end of the play, Edgar has recognized who is brother really is and when he has confronted him says the more th' hast wronged me... The dark and vicious place where thee he got/ Cost him his eyes. (V, iii, 203- 207). Since these bonds w ere all based on material items, they were not genuine therefore could not hold in the rearrangement of bonds. Throughout the play some bonds remain true. Lear at first disowns Cordelia because he does not get the flattery from her that he wishes to hear. However, through much torment after he is reduced to nothing, Lear realizes that he cannot always get what he wants just because he is king. Upon such sacrifices, my Cordelia, The gods themselves throw incense. Have I caught thee? He that parts us shall bring a brand from heaven And fire us hence like foxes. Wipe thine eyes. (V, iii, 22- 26) Tough the two were not in communication through the majority of the play, they still had love for each other and by the end of the play, their bond is reformed. The breaking and reforming of Lear and Cordelia's bond is similar to that of Lear and Kent's bond. Throughout the play their bond remains true, only Lear is not aware of it. Even after Lear has passed away, Kent states, I have a journey, sir, shortly to go/ My master calls me; I must not say no. (V, iii, 390- 391), thus proving that even in Lear's death he remains loyal. The bonds that are present at both the beginning and ending of the play have the consistent elements of loyalty and love. Through the reforming of relationships Lear gains insight which allows him to come to terms with himself and nature. Throughout the play Lear experiences much torment and punishment from nature, for unnaturally giving up his power: Blow, winds, and crack your cheeks! Rage, blow! You cataracts and hurricanoes, spout Till you have drenched our steeples, (drowned) the cocks. Your sulph' rous and thought- executing fires, Vaunt- couriers of oak- cleaving thunderbolts, Singe my white

Diferencias entre asilo político y refugiado

Diferencias entre asilo polà ­tico y refugiado Los casos de refugiados y de asilados polà ­ticos tienen las mismas causas,sin embargo, la tramitacià ³n del reconocimiento de ambos estatus es muy diferente, por lo que es importante distinguirlas. En la actualidad, ms latinoamericanos obtienen la aprobacià ³n de estatus de asilado que de refugiado. El Salvador es el à ºnico paà ­s de la regià ³n cuyos nacionales sacan ambos estatus –asilado y refugiado– en nà ºmeros relevantes. Quià ©nes pueden solicitar ser refugiado o pedir asilo polà ­tico en EE.UU. Parte de la confusià ³n entre estos dos estatus nace del hecho de que tanto con el asilo como con la figura del refugiado se protege a la misma clase de personas. Es decir, a los personas que no pueden o no quieren regresar a su paà ­s de origen porque han sido perseguidas o tienen razones fundadas de llegar a serlo por cualquiera de las razones siguientes: RazaReligià ³nNacionalidadMembresà ­a de un grupo social (como por ejemplo gays, lesbianas o transexuales)Opinià ³n polà ­ticaPor haber sido obligados a ser esterilizados o a abortar. O sufrir persecucià ³n por haberse negado. Diferencias en pedir asilo y condicià ³n de refugiado Una de las principales es el lugar en el que se encuentra la persona que sufre persecucià ³n. Para solicitar el estatus de refugiado es obligatorio encontrarse fuera de Estados Unidos. Adems, el solicitante estar fuera de su paà ­s. A este à ºltimo requisito hay excepciones muy limitadas y establecidas expresamente por el Presidente de Estados Unidos. En la actualidad sà ³lo pueden solicitar el estatus de refugiado desde dentro de su propio paà ­s los cubanos, los ciudadanos de paà ­ses que formaron parte de la Unià ³n Sovià ©tica e Irak. Son circunstancias muy excepcionales y en inglà ©s son denominadas in-country processing. Los candidatos al estatus de refugiado son procesados en una primera fase por uno de los 9 Centros de Apoyo a la Reubicacià ³n (RSC, por sus siglas en inglà ©s), que tiene Estados Unidos en diferentes puntos del planeta. La mayorà ­a de ellos han llegado a un RSC porque han sido remitidos por el Alto Comisionado de Naciones Unidas para los Refugiados, una Embajada de los Estados Unidos o una organizacià ³n no gubernamental. Otros llegan porque forman parte de un grupo calificado de especial preocupacià ³n humanitaria y, finalmente, los casos de reunificacià ³n familiar. Cuando toda la informacià ³n es recabada sobre el candidato, la misma se envà ­a al USCIS a Estados Unidos, que es quien debe aprobar la solicitud. El à ºltimo paso corre a cargo de una agencia de reubicacià ³n en EE.UU. que ser la encargada de apoyar al refugiado cuando se le autorice a viajar. Por el contrario, el asilo se solicita o bien en un puerto de entrada nada ms llegar (aeropuerto, puerto marà ­timo o frontera terrestre) ante un oficial de inmigracià ³n,(CBP, por sus siglas en inglà ©s), o bien ya una vez dentro de Estados Unidos. En este à ºltimo caso la peticià ³n debe presentarse dentro del aà ±o siguiente a haber llegado al paà ­s. A esta regla de los 365 dà ­as se admiten excepciones muy raramente cuando las circunstancias en el paà ­s de origen cambian dramticamente. Cabe destacar que algunos migrantes presentes en EE.UU. con TPS podrà ­an calificar para solicitar asilo porque en el caso de esta proteccià ³n especial el calendario de 1 aà ±o se considera congelado en la fecha en la que se le aprobà ³ el TPS por primera vez.  ¿Cuntos refugiados y asilados admite EE.UU.? En el aà ±o fiscal 2018, EE.UU. admitià ³ un total de 22.491 refugiados. Los 10 paà ­ses con mayor nà ºmero de refugiados fueron: Congo (8.883)Myanmar (3.555)Ucrania (2,635)Butn (2,228)Eritrea (1,269)Afganistn (805)El Salvador (739)Paquistn (441)Rusia (437)Etiopà ­a (376) Para el aà ±o fiscal 2019 el presidente Donald Trump ha fijado en 30.000 el nà ºmero mximo de refugiados que pueden ingresar al paà ­s. Los à ºltimos datos disponibles sobre asilo son el aà ±o fiscal 2016, segà ºn los cuales se aprobaron 20.458 estatus de asilo polà ­tico de los que 11.729 fueron asilos afirmativos, es decir, solicitudes aprobadas por USCIS. En 8.726 casos fueron asilos defensivos, es decir, aprobados por las cortes de inmigracià ³n o el Tribunal de Apelaciones migratorias (BIA, por sus siglas en inglà ©s). Los paà ­ses con mayor nà ºmero de casos aprobados fueron: China: 4.500El Salvador: 2.148Guatemala: 1.943Honduras: 1.513Mà ©xico: 920 En la actualidad hay ms de 733.000 solicitudes de asilo pendientes, estimndose en 721 dà ­as la media de espera para la vista (hearing, en inglà ©s). Informacià ³n para los trmites de asilo En los casos de asilo se estima que los solicitantes pierden en el 90 por ciento de las veces en las que no estn representados por un abogado. Por lo tanto, es extremadamente importante contar con uno con experiencia y buena reputacià ³n. La AILA es la organizacià ³n de EE.UU. sobre abogados migratorios y en su base de datos se pueden encontrar letrados por lugar y por tipo de especialidad migratoria. Adems, numerosas organizaciones de apoyo a migrantes brindan ayuda o referencia a buenos abogados. Se recomienda tomar este test de respuestas mà ºltiples sobre asilo para familiarizarse sobre los puntos principales de este estatus. Puntos Clave: diferencias entre asilo polà ­tico y condicià ³n de refugiado Causas de asilo y condicià ³n de refugiado: haber sido perseguido o tener razones fundadas de que si el solicitante regresa a su paà ­s ser perseguido por su raza, opinià ³n polà ­tica, religià ³n, pertenencia a un grupo social o nacionalidad o por razones de esterilizacià ³n o aborto forzado. ¿Dà ³nde se pide la condicià ³n de refugiado?: fuera de EE.UU. El trmite lo inicia un RSC, en la mayorà ­a de los casos el solicitante ha sido remitido por el Alto Comisionado de Naciones Unidas para los Refugiados. ¿Dà ³nde se solicita asilo polà ­tico?: en la frontera de EE.UU. o en el interior del paà ­s, dentro del plazo de un aà ±o a contar desde el dà ­a del ingreso, salvo circunstancias especiales.Nà ºmero de refugiados admitido por EE.UU. en 2018: 22.491. Para el 2019 el presidente Trump ha establecido una cifra mxima de 30.000Nà ºmero de asilos aprobados: 20.455 (segà ºn à ºltimos datos publicados oficialmente, que son del aà ±o fiscal 2016) Este artà ­culo es informativo. No es asesorà ­a legal.

Aspects of Contract and Negligence for Business Essay - 10

Aspects of Contract and Negligence for Business - Essay Example When A promises to sell a mobile phone to B for $100 and B promises to buy it from A, the plain giving of a return- promise is already an acceptance. A Bilateral contract differs from the unilateral contract wherein the former is formed upon completed performance Related to bilateral contract is Quasi contract that is not actually a contract, but is applied by courts to unfinished business of bilateral contracts. It is an unbiased system used by the court to: â€Å"avoid unfairness by allowing the plaintiff A to sue to recover the value of the benefit he gave to the other party B.. To compensate for such unfairness, the law implies a promise by B to pay the reasonable value of the benefit which has been conferred on him by the A.†(Stevens, John, 2014) In order to take advantage of the quasi-contract system, plaintiff must show evidence that A actually rendered or expended property that benefitted the B and to allow B to retain the benefits without paying A is unfair. Unilateral contract is not commonly used. In this kind of contract, only one person is obligated to do something. A reward contract is a case in point wherein a person offers a reward to pay a sum of money in exchange for information for the return of something. In this case, the person who received the reward is not obligated to do something. Applying the quasi-contract theory on unilateral contracts, let us look at this situation wherein a doctor rendered medical help to an injured person in an emergency case. Under the quasi-contract theory, the court will imply a promise that the injured person will pay for the value of the medical treatment received.. Implied contracts. There are situations that the terms in the contract are implied and are done as a sign of goodwill. For instance, warranty on the workability, adaptability of the product are illustrations of implied

Are American cultural myths just that--Myths Research Paper

Are American cultural myths just that--Myths - Research Paper Example This myth can be traced back to the origin of America. However, in today’s scenario, how much this myth still holds true today will be considered in this paper. America originated to provide opportunities to its entrants; however, it has not fulfilled its promise to its full extent. This fact cannot be denied that America accommodated all who entered its territories but the resident will see progress and success is not wholly true. Franklin Benjamin, in his article, â€Å"America as the Land of Opportunity† (1751), explains that America was a new land, which had space for many entrants and offered people with their bright futures. The land was very accommodative and the level of people’s profession increased with their struggle in the profession as Franklin Benjamin (1751) informs that America was a place, â€Å"where no Man continues long a Laborer for others, but gets a Plantation of his own, no Man continues long a Journeyman to a Trade but goes among those n ew Settlers, and set up for himself† and so on. Every person who entered the new land had an opportunity to see himself and his family prosperous and successful. American dream is an interrelated term with the myth of America as a land of opportunity. ... There was chance for one’s family to receive better educational, health and other facilities. The American dream allowed the new settlers to enjoy their lives the way they liked. They were given all the opportunities to lead a happy life with all the facilities that they required. There were no restrictions for the new settlers in terms of exercising their religious practices, promoting their cultures and making use of their own languages due to which, America is a multicultural country today where we can find people from diverse cultures all over the world (Cullen 126). This provides the original definition of America as a land of opportunity. Eighteenth century saw the early settlers in America while with the passage of time, people from different nations came for settling purposes to America (Brueggmann 51). These people also showed interest towards transforming their luck. They had high rated ideas about their future success and development. America as a new land offered i ts dwellers with all the chances that it could provide. However, when people assembled in America to a large extent, they faced the same deprivations as others faced in their own countries. Pete Davis (2009) explains about America’s being a land of opportunity as an image that is incorrectly built as he informs that other nations provide better facilities to their residents in terms of mobility as compared to America. People are not able to transform their status altogether because of economic problems that shift from one generation to other. According to Pete Davis (2009), â€Å"if you're born poor in America, you're likely to remain poor† because

Ethno Nationalist Terrorism Essay Example | Topics and Well Written Essays - 2500 words

Ethno Nationalist Terrorism - Essay Example ionalist movement, which Arab states tried to obstruct; the growing conflict between Israel and the Arab countries over water development plans and other issues; and the increasing importance of the Palestine issue in inter-Arab political affairs.2 The PLO immediately became the ground for numerous nationalist campaigns, which were more and more oriented toward attaining autonomy of political activity from the Arab states, besides the major aspiration to liberate Palestine and guarantee the return of hundreds of thousands of Palestinian refugees.3 After the war of 1967, and the accompanying damage to the reputation of Arab states, supervision of the PLO was taken over by autonomous Palestinian political organizations with a more revolutionary agenda than that of the original organizers. These groups have governed the PLO from then on. Fatah, which means ‘conquest’ or ‘liberation’, is the biggest group within the PLO, and the Syrian division headed by Yasir Arafat.4 It became increasingly radical as Israel continuously achieved military success, and more uncompromising about returning territories seized from the Arabs. Even more radical factions formed within the PLO, such as the Palestinian Front for the Liberation of Palestine and the Black September. These factions argued that the best way to force Israel to hand back the occupied territories was through terrorist activities.5 The Islamic Resistance Movement, or, Hamas, was the offspring of the intifada, which signified the onset of the real political resurgence of the Islamic forces in the Gaza Strip and West Bank. Hamas was established in 1987 as a wing of the Muslim Brotherhood, a political and religious group formed in 1928 in Egypt.6 The primary objective of Hamas is to build an Islamic state in the Gaza Strip and the West Bank. This objective merges Palestinian national aspiration and Islamist principles. Their ideology is precise on this issue: â€Å"Hamas regards nationalism as part and parcel of

Study On Awareness Of Internet Banking

Study On Awareness Of Internet Banking Internet banking allows customers of a financial institution to conduct financial transactions on a secure website operated by the institution, which can be a retail or virtual bank, credit union or building society .It may include of any transactions related to online usage. To access a financial institutions online banking facility, a customer having personal Internet access must register with the institution for the service, and set up some password for customer verification. The password for online banking is normally not the same as for telephone banking. Financial institutions now routinely allocate customer numbers whether or not customers intend to access their online banking facility. Customer numbers are normally not the same as account numbers, because a number of accounts can be linked to the one customer number. The customer will link to the customer number any of those accounts which the customer controls, which may be cheque , savings, loan, credit card and other accou nts. To access online banking, the customer would go to the financial institutions website, and enter the online banking facility using the customer number and password. Some financial institutions have set up additional security steps for access, but there is no consistency to the approach adopted. Internet banking (or E-banking) means any user with a personal computer and a browser can get connected to his bank -s website to perform any of the virtual banking functions. In internet banking system the bank has a centralized database that is web-enabled. All the services that the bank has permitted on the internet are displayed in menu. Any service can be selected and further interaction is dictated by the nature of service. The traditional branch model of bank is now giving place to an alternative delivery channels with ATM network. Once the branch offices of bank are interconnected through terrestrial or satellite links, there would be no physical identity for any branch. It would a borderless entity permitting anytime, anywhere and anyhow banking. The network which connects the various locations and gives connectivity to the central office within the organization is called intranet. These networks are limited to organizations for which they are set up. SWIFT is a live example of intranet application. FUNCTIONS OF INTERNET BANKING 1. Pay a bill. 2. Schedule payments in advance. 3. Transfer funds. 4. Manage all your accounts in one place. 5. View images of your checks online. 6. Apply for a loan or credit card. 7. Purchase and manage CD accounts. 8. Order travelers checks. 9 Order a cheque book. 10 View up-to-the-minute account statements and balance. 11 Track your payment history. 12 Change contact details. Internet banking allows customers to perform a wide range of banking transactions electronically via the banks Web site. When first introduced, Internet banking was used mainly as an information presentation medium in which banks marketed their products and services on their Web sites.With the development of asynchronous technologies and secured electronic transaction technologies, however, more banks have come forward to use Internet banking both as a transactional as well as an informational medium. Internet banking can perform following banking transactions: Writing checks Paying bills Transferring funds Printing statements Inquiring about account balance The popular services covered under E-banking are :- 1. Automated Teller Machines 2. Credit Cards 3. Debit Cards 4. Smart Cards 5. Electronic Funds Transfer 6. Cheque Payment System 7. Mobile Banking Internet banking in india The Reserve Bank of India constituted a working group on E- Banking. The group divided the internet banking products in India into following 3 levels of access : Information Only System: General Information like interest rates, branch location, bank products and their features, loan and deposit calculations are provided in the banks website. There exist facilities for downloading various types of application forms. The communication is normally done through e-mail. There is no interaction between the customer and banks application system. No identification of the customer is done. In this system, there is no possibility of any unauthorized person getting into production systems of the bank through internet. Electronic Information Transfer System: The system provides customer- specific information in the form of account balances, transaction details, and statement of accounts. The information is still largely of the read only format. Identification and authentication of the customer is through password. The information is fetched from the banks application system either in batch mode or off-line. The application systems cannot directly access through the internet. Fully Electronic Transactional System: This system allows bi-directional capabilities. Transactions can be submitted by the customer for online update. This system requires high degree of security and control. In this environment, web server and application systems are linked over secure infrastructure. It comprises technology covering computerization, networking and security, inter-bank payment gateway and legal infrastructure. Benefits of E-Banking The operating cost per unit services is lower for the banks. It offers convenience to customers as they are not required to go to the banks premises. There is very low incidence of errors. The customer can obtain funds at any time from ATM machines. The credit cards and debit cards enables the Customers to obtain discounts from retail outlets. The customer can easily transfer the funds from one place to another place electronically The following services can be availed through E-Banking: Bill payment service You can facilitate payment of electricity and telephone bills, mobile phone, credit card and insurance premium bills as each bank has tie-ups with various utility companies, service providers and insurance companies, across the country. To pay your bills, all you need to do is complete a simple one-time registration for each biller. The bank does not charge customers for online bill payment. Fund transfer You can transfer any amount from one account to another of the same or any another bank. Customers can send money anywhere in India. Once you login to your account, you need to mention the payeess account number, his bank and the branch. The transfer will take place in a day or so, whereas in a traditional method, it takes about three working days. Credit card customers With Internet banking, customers can not only pay their credit card bills online but also get a loan on their cards. If you lose your credit card, you can report lost card online. Railway pass This is something that would interest all the aam janta. Indian Railways has tied up with ICICI bank and you can now make your railway pass for local trains online. The pass will be delivered to you at your doorstep. But the facility is limited to Mumbai, Thane, Nashik, Surat and Pune. Investing through Internet banking You can now open an FD online through funds transfer.Now investors with interlinked demat account and bank account can easily trade in the stock market and the amount will be automatically debited from their respective bank accounts and the shares will be credited in their demat account. Moreover, some banks even give you the facility to purchase mutual funds directly from the online banking system. Recharging your prepaid phone Now just top-up your prepaid mobile cards by logging in to Internet banking. By just selecting your operators name, entering your mobile number and the amount for recharge, your phone is again back in action within few minutes. Shopping With a range of all kind of products, you can shop online and the payment is also made conveniently through your account. You can also buy railway and air tickets through Internet banking. Security Precautions The security precautions used in internet banking are: Buy good antivirus, It is very important to protect against viruses. Such antivirus is Quick heal, Kasper sky, Net Protector etc. Scan Your Computer Daily with antivirus to ensure your system is safe. Enable Firewall for better protection. Avoid access net banking from cyber cafe or any other PCs having virus. With in periodical intervals, change your net banking password. There is Last log-in Date in your net banking account. Check it daily. Use Latest version of Browser like Mozilla Firefox 3.1 and above,IE 7.0 and above,Opera 9.5 and above,Safari 3.5 and above, Google chrome,etc. Use Newer Operating System. Do Not Disclose your Password to anyone. Before log-in into your account check the website URL having https:// . it means it is secured site. Do not click on any link showing Update Your Password . Ensure that the logged in session is properly signed out. CHAPTER 2 Review of Literature Introduction and development of e-banking especially began in 1990s (Pikkarainen et al.2004, p.224) A research made in U.S in year 1999 stated that there have been huge increases in the use of e-banking in America. Examining the development of online banking in the world, one can say that the European countries are still the leader of the use of newest banking technologies and online banking (Pyun et al, 2002,p.73). According to a study, less than 15 percent of banks with transactional websites will realize profits directly attributable to those sites (Courchanne et al,2002, p.354). According to Zeithaml et al. (2008), consumer perception plays a vital role particularly in pre-purchase decision making of services with high credence attributes as their pre-purchase evaluation is difficult. Althoughinternet banking provides recognized benefits for customers over the traditional banking system, however, thecustomers adoption of internet banking depends upon the pre-purchase perception of its proposed benefits insteadof the potential benefits it can actually provide, due to its high credence nature (Eriksson et al, 2005). Underlying customer perceptions, satisfaction and other behavioral constructs have, therefore, become research-worthy subjects for the researchers and practitioners in this field of study, however, customer perception has been given an escalating importance in the empirical studies due to its significant role in service evaluation (International Business Economics Research Journal April 2011) The vast majority of the banks that avoided Internet banking in the beginning did so because they simply did not see the benefits of using it. Polatoglu Kin (2001) state that the average internet banking transaction costs the institution only one twentieth of teller transaction. On the importance of trainability, Rogers (1983) and Agarwal and Prasad (1998) stated that potential adopters of new technology, who are allowed to experiment with it, would feel comfortable with it and thus be more likely to adopt it. According to Tan and Teo (2000) if customers are given the chance to try the innovation, it will minimize certain fears, especially when customers found that mistakes could be rectified and thus providing a predictable situation. A more rapid diffusion occurs when consumers can have low-cost or low-risk trial of the service. Internet banking services are free.(www.arraydev.com) An American study conducted last year by Booz-Allen projects that by the year 2000, 16 million US households will be using Internet banking. While these numbers do not appear to be significant as compared to the total population, each Internet user is projected to be 50-250% more profitable than the average banking customer. It is expected that these Internet customers will be some of the banking systems most profitable customers representing close to 30% of all retail banking profits. The study projects that by 1999, 1,500 banks will have Internet Web sites and at least 500 of these banks will be offering full-fledged Internet banking services.In 2001 Micro banker send detailed questionnaire to the leading vendors of internet banking software27 companies responded with information on thirty programs the aggregate outcome of the outcome was that almost all the companies have developed functions for internet banking and have inbuilt feature to aid with one to one marketing on the web. The vast majority of the banks that avoided Internet banking in the beginning did so because they simply did not see the benefits of using it. Polatoglu Kin (2001) state that the average internet banking transaction costs the institution only one twentieth of teller transaction.( www.pewinternet.org/Reports/2006/OnlineBanking-2006.aspx) On the importance of trainability, Rogers (1983) and Agarwal and Prasad (1998) stated that potential adopters of new technology, who are allowed to experiment with it, would feel comfortable with it and thus be more likely to adopt it. According to Tan and Teo (2000) if customers are given the chance to try the innovation, it will minimize certain fears, especially when customers found that mistakes could be rectified and thus providing a predictable situation. A more rapid diffusion occurs when consumers can have low-cost or low-risk trial of the service. Internet banking services are free. The cost and risk to trial are relatively low especially when Internet access is available from work.The concept of electronic banking has been defined in many ways (e.g. Daniel, 1999). According to Karjaluoto (2002) electronic banking is a construct that consists of several distribution channels. Daniel (1999) defines electronic banking as the delivery of banks information and services by banks to customers via different delivery platforms that can be used with different terminal devices such as a personal computer and a mobile phone with browser or desktop software, telephone or digital television. Electronic banking also commonly known as internet banking or e-banking. Internet Banking, defined as the delivery of banking services through the open-access computer network (the internet) directly to customers home or private address. (Lau, 1997) has experienced phenomenal growth in recent years. In 2006, Pew Internet and American Life Project reported that nearly half of internet users in the United States 63 million adults bank online (Fox and Beier, 2006). In many ways, e-banking is not unlike traditional payment, inquiry, and information processing system, differing only in that it utilizes a different delivery channel. Any decision to adopt e-banking is normally influenced by a number of factors. Liao et al. (2008) stress that the success in Internet banking will be a chieved with tailored financial products and services that fulfill customer wants, preferences and quality expectations. Mattila (2001) concedes that customer satisfaction is a key to success in Internet banking and banks will use different media to customize products and services to fit customers specific needs in the future(.(Journal of internet banking and commerce) Since personal and financial information can be intercepted and used for fraudulent purposes, online investing involves greater security concerns than conventional trading; users need a sense of security when conducting financial transactions, and it is still one of the major barriers to e-commerce growth (Lee and Turban, 2002). Perceived security was defined as a threat that creates a circumstance, condition, or event with the potential to cause economic hardship to data or network resources in the form of destruction, disclosures, and modification of data, denial of service, and/or fraud, waste and abuse (Kalakota and Whinston, 1997). Security, which involves the use of technical advancements like cryptography, digital signature and certificates aimed at protecting users from risk of fraud, hacking or phishing, has a positive influence on the intention to purchase online (Lian and Lin, 2008). A majority of studies highlight the fact that security is the biggest single concern for customers when faced with the decision to use internet banking. Security has always been an issue, but its scope has changed from mere doubts about the privacy of personal information to worries of financial loss (Sayar and Wolfe, 2007). White and Nteli (2004) find that security is the most important attribute for UK internet banking customers. It is followed by responsiveness of service delivery (speed and timeliness), ease of use, credibility of the bank, and product variety. Akinci et al. (2004) find that the selection of an internet banking service provider is effected by security, reliability and privacy. Security, which involves protecting users from the risk of fraud and financial loss, has been another important issue in safe use of the internet when conducting financial transactions in Saudi Arabia (Sohail and Shaikh, 2007). The banking sector was reluctant to use e-commerce applications as they felt that transactions conducted electronically were open to hackers and viruses, which are beyond their control. As well as convinced that online services are a mixture of customer insecurities, technology investment costs and a lack of market-readiness have all conspired to make e-banking unattractive (Abdulwahed and Yaqoub, 2006). Perceived risk was one of the major factors affecting consumer adoption, as well as customer satisfaction, of online banking services (Polatoglu and Ekin, 2001). Perceived risk usually arises from uncertainty. Howcroft et. al., (2002) the principal characteristics that inhibit online banking adoption are security and privacy. An interview held on web security and showed four screen shots of a browser connecting to a website and asked participants to state if the connection was secure or not secure and to affirm the motivating factor for their appraisal. It was discovered that about 7 2 participants cannot tell if a connection is secure (Friedman et. al., 2002). CHAPTER 3 OBJECTIVE OF STUDY The proposed research study is to be centered around fulfilling the following objectives. To study the level of awareness of internet banking among the customers of Indirapuram Area To find out the ways to improve Awareness To find the customer satisfaction relating to e-banking services Chapter-4 Scope of the study The study attempts to identify the level of awareness among the people of Indirapuram Area , regarding Online banking services provided by Banks. The study also indentifies the attitudes and preferences of consumers. The survey for this purpose was confined to the Indirapuram Area, Ghaziabad Chapter-5 Research Methodology Hypothesis:- H0: null hypothesis: Let us consider that residents of Indirapuram Area are fully aware of internet banking services provided by banks. H1: alternate hypothesis: Let us consider that residents of Indirapuram Area are not fully aware of internet banking services provided by banks. Research Design:- Exploratory Research We first used Exploratory Research. Exploratory research is a type of research conducted for a problem that has not been clearly defined. Exploratory research helps determine the best research design, data collection method and selection of subjects. It should draw definitive conclusions only with extreme caution. Given its fundamental nature, exploratory research often concludes that a perceived problem does not actually exist. The working of the research was started with the questionnaire. In this we have used screening criterion to identify target group of our research. Screening of certain questions has been done. The study went through the perception of the target group about the manual banking also. Opinion about manual banking by the target group helped to measure impact of manual banking transactions. Then, our study was divided into two streams: the customer, who uses Internet banking and who doesnt use it. These parameters helped to correlate the information between both kinds of customers. This also helped to evaluate the current satisfaction level of the customers who were using Internet banking. Then we used Descriptive Research. Descriptive research is used to obtain information concerning the current status of the phenomena to describe what exists with respect to variables or conditions in a situation. The methods involved range from the survey which describes the status quo, the correlation study which investigates the relationship between variables, to developmental studies which seek to determine changes over time. To accurately portrait the characteristics of person of situation or group we used Descriptive Research Design Sample Size and Design:- Target Population- Universe or the whole mass under study will be residents of Indirapuram area. Sample Frame- will be educational qualifications, working and non-working males and females, professionals , students and business class. Sampling Unit- Individuals. Sampling method -Non Probability method under which convenient Sampling method. Sample size will be around 200. Method of Data Collection- Primary data Tools of Data Collection- Questionnaire Period: The primary data is proposed to be collected through various means of communications, i.e. In person, by telephone, e-mail , between 10.01.2013 to 25.01.2013 the period and mode of collecting data shall be reviewed suitably at the appropriate times so as to make it meaningful and closest possible to the objectives set for the research study. Chapter-6 DATA ANALYSIS Questionnaire Name: Occupation : Gender : Contact no: 1) You have a bank account? CATEGORY Answer Yes No 2) You aware of the internet banking facility? If answer to q-2 is No ,move to q 9) CATEGORY Answer Yes No 3) Level Of Awarenes of online banking services provided by Banks? CATEGORY Answer Very Good Good Fair Poor Very Poor 4) Source of awareness : CATEGORY Answer Print Media Electronic Media FamilyFriends Any Other 5) Your awareness of latest banking trends: CATEGORY GOOD FAIR POOR RTGS M-WALLET E-BANKING M-BANKING 6) Since how many years you are availing internet banking facility? CATEGORY Answer Less than 1 year 1 to 3 years 3 to 5 years More than 5 years 7) Type of service mostly you avail? CATEGORY Answer Online shopping Online bill payments Transfer funds online Bank statements Any Other 8) Please rank the following factors based on your experience CATEGORY Rating Convenience Saves times 24 hour access to account Wish to access account without visiting branch Safe and secure Low service charge Easy to maintain transactions 9) Rate your experience in getting internet banking facility from the branch? CATEGORY Rating Excellent Very Good Good Satisfactory Unsatisfactory 10)Reasons you are unaware of Internet Banking ? CATEGORY Answer You are not tech savy Lack of Interest Prefer to have personal human relation Lack of Sources Any Other This survey is being conducted as a part compliance of my degree in MBA (Insurance Banking) from Amity University and is a pre-requisit for award of Degree. The project is for academic purposes and confidentiality will be maintained. FINDINGS In Indirapuram area majority of respondents i.e 88% are aware of internet banking services provided by banks while 12% respondents are not aware of internet banking services Electronic Media is the source of awareness for majority of respondents of Indirapuram Area. The services which are mostly used by customers are printing bank statements and transferring funds online Majority of people are not aware of Internet banking because of Lack of sources or they are not tech savy CHAPTER 7 RECOMMENDATIONS Banks should attract consumer attention to internet banking services through better marketing Bank should make efforts to increase customers awareness about internet banking facilities by conducting training programmes. Banks should conduct various training programmes for employees so that they will get aware with the terms of internet banking and could create awareness amongst the customers. Banks should increase the awareness about various features, advantages and benefits of internet banking, especially its convenience. Bank should make the customers aware about internet banking at the time of building relationship. Banks should extend the technology which is used in internet banking in order to remove the difficulties. CHAPTER 8